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Thread: The dreaded subject................insurance!!!

  1. #1
    Regular Member JET SINGH's Avatar
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    Default The dreaded subject................insurance!!!

    Just wondering guys n gals, whether or not u all inform your insurance companies about every single modification that u make?
    It's just that this subject doesnt seem to come up on this forum very often! (Perhaps i'm just being boring n too responsible!!)
    I know the official protocol is that u declare everything, but assume that this puts premiums up even more?! (When times are hard enough as it is)
    Also, i'm assuming that keeping information to ourselves, n not being completely honest with them, would indeed make the cover null n void in the event of an accident? Do we pick n choose wat they 'need' to know??!!
    With so many gorgeous cars, was just curious!!

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    Regular Member BIG NEIL's Avatar
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    Think its better to tell them everything ,as the insurance companys look at ANYTHING not to pay out these days

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    Full Member neverlandandy's Avatar
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    Vehicle : Insignia Elite Nav

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    yep id inform them of every detail because believe me if they can find a way out of paying out ie an undeclared modification they will

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    Regular Member John35's Avatar
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    i tell them everything....

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    Yo'd be surprised how little modified insurance is now. When I had the Astra, I insured it will all mods declared (VXR brakes, Bilstein suspension, rear ARB, remap to 200hp), only put £200 on the normal premium. Went up from £320 to £520.

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    Regular Member JET SINGH's Avatar
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    Quote Originally Posted by _ZS_ View Post
    Yo'd be surprised how little modified insurance is now. When I had the Astra, I insured it will all mods declared (VXR brakes, Bilstein suspension, rear ARB, remap to 200hp), only put £200 on the normal premium. Went up from £320 to £520.

    ONLY!!!!!???
    Last edited by JET SINGH; 20th November 2008 at 19:12.

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    For a £10k car with £2k worth of mods in N. Ireland, that's pretty damned good.

    The Vectra, it's £290.

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    Regular Member JET SINGH's Avatar
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    Quote Originally Posted by _ZS_ View Post
    For a £10k car with £2k worth of mods in N. Ireland, that's pretty damned good.

    The Vectra, it's £290.

    Putting it that way m8!!!

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