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Thread: Neighbour hit my car

  1. #11
    Regular Member Das's Avatar
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    Quote Originally Posted by Hoggle View Post
    That one only tells you if its insured, or not, not who its insured with. And that one is only really ment to be to check your own car. Maybe this link offers more information, but for a fee.

    http://www.askmid.com/askmidenquiry.aspx

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    Quote Originally Posted by Das View Post
    That one only tells you if its insured, or not, not who its insured with.

  3. #13
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    Quote Originally Posted by Cruize View Post
    We get reports like this all the time, it always seems to end up more complicated than it needs to be.
    'Technically' its a fail to stop RTC, even though it was just a shunt, its left damage and he obviously knew he had nudged you. It depends on the neighbours attitude to be honest, if they start being funny just go to your local Police Station and make a report over the counter and make it formal.
    However, the easiest and simplest solution is to get their insurance details (can do this through MIB yourself if they don't want to pass them) and report the incident to them yourself and let them take it from there, you witnessed the damage and he has admitted to it so it should be open and shut. The insurance companies tend to use their own people for repairs so the 3 quotes wont matter.
    Hope it gets sorted out quickly bud, always gets a bit awkward when its a neighbour.
    If the laws are still the same he definitely broke the "fail to stop one, I was sat parked once waiting to drive my mum home from work whena driver hit my rear corner trying to park. An insurance friend told me it is an offence for ither party not to report it to the police if details are not exchanged at the scene, so off down the cop shop I went.
    In your case, being a neighbour, he obviously knew who's car it was, so he has no excuse for not telling you and passing on his details. Might be a bit more leverage if he won't give you his insurance details, tell him as he failed to do it at the time he committed an offence and you're passing it over to the police.

  4. #14
    Regular Member Hoggle's Avatar
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    Ahh you are correct I apologies although I'm sure there is either another one which does tell you the company or that one once did

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    Quote Originally Posted by Hoggle View Post
    Ahh you are correct I apologies although I'm sure there is either another one which does tell you the company or that one once did
    Yes it did used to tell you who the insurer was

    Sent from my Moto E using Tapatalk

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    i don,t want to rock the boat but did you have a witness when he admitted his fault? i always get the other party to write it down in their hand writing that it was their fault, i know you are told not to admit liability by ins. co. but they normally do sign it rather than get the police involved and it helped me when the guy who didn,t halt at a stop sign and came out in front of me and i hit him, his daughter who worked in ins. phoned later and tried to shift the blame to me saying he did stop and i hit him, then i dropped the bombshell and told her that he admitted liability and had written it down in his own hand writing and signed it i told her the police would take a very dim outlook of her if i told them she was trying to interfere with a, road traffic incident and her work would also be interested in it, well the gulp at the other end of the line was palpable and it was sorted out asap, just trying to say that people soon change when money and the ins.co. and the law get involved and always get them to admit their fault in writing and get them to sign

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  8. #17
    Admin & Membership Manager bigmac's Avatar
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    Update...

    Had him at my door tonight with his mate lol They had positioned his car in front of mine and asked me to come and see the height difference from dent to his towbar.

    His towbar sits about 2-2 1/2 inches below the dent on my bumber, I told him I could see the difference but I can only go by what I saw!

    I wasn't physically there and I'm unsure how he managed to dent it but the facts are, there was no dent when I parked it up from washing car Saturday. His car was in same position and hadn't moved! Plus I saw him struggling and my car getting bumped!

    I have his insurance details now and I told him, I can only say what I witnessed. It's then upto his insurance to prove other wise! I also pointed out the dent is round is shape, just like his towbar lol

    I'm unsure how he managed to do it and I would probably be the same, especially with height difference But ATEOTD I know dent wasn't there before and he 100% bumped my car back...

    So guess it's upto insurance company now

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    Quote Originally Posted by bigmac View Post
    Update...

    Had him at my door tonight with his mate lol They had positioned his car in front of mine and asked me to come and see the height difference from dent to his towbar.

    His towbar sits about 2-2 1/2 inches below the dent on my bumber, I told him I could see the difference but I can only go by what I saw!

    I wasn't physically there and I'm unsure how he managed to dent it but the facts are, there was no dent when I parked it up from washing car Saturday. His car was in same position and hadn't moved! Plus I saw him struggling and my car getting bumped!

    I have his insurance details now and I told him, I can only say what I witnessed. It's then upto his insurance to prove other wise! I also pointed out the dent is round is shape, just like his towbar lol

    I'm unsure how he managed to do it and I would probably be the same, especially with height difference But ATEOTD I know dent wasn't there before and he 100% bumped my car back...

    So guess it's upto insurance company now
    Just an idea, accident with empty boot? Tested in front of you with 100kg in boot? Hence lower height.

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  11. #19
    Admin & Membership Manager bigmac's Avatar
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    Lol he might have his Mrs and Dragon in law tied up in boot

    To me it looked like his towbar hit top of number plate and slided upwards, be it from him reversing back or bumping up kerb.

    Although he disputes both of these theories..
    Last edited by bigmac; 13th May 2016 at 22:49.

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  12. #20
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    hate it when they do this.. when it comes to the crunch and they think they can get out of it they will try..
    Plasma's Tech2 services are now open and able to provide services

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