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Thread: mobile phone insurance

  1. #1
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    Default mobile phone insurance

    my nokia n97 got dropped in a glass of orange juice by the baby today so i need to claim off my bank insurance (£40) excess. if its unrepairable will i just get an n97 back or will i be able to get a different phone? i fancy the iphone and would be prepared to put some extra cash up to cover the difference.

    anyone got any experience of this?

  2. #2
    Full Member Old man Jimbo's Avatar
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    Default

    Usually if it's dropped in any liquid it voids the insurance mate.


    Check the small print..
    Ken-tec FTW.

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    Default

    ooops just ring ur network and ask how much it would cost to upgrade to the i phone instead of claimin much easier and no paperwork to fill out

  4. #4
    Regular Member Big Knox's Avatar
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    I dropped my N96 in the bath and my Home Insurance covered it.

    lying to insurance company = fraud

  5. #5
    Admin & Merchandise Manager bigmac's Avatar
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    Default

    My god ive had to delete 4 posts from this thread all of which were verging on fraud or talk of ! any more and thread will be closed and deleted

    Irmscher Insignia CDTI 130

    MOD'S...Irmscher front spoiler, Irmscher mats, Irmscher door pins, Irmscher rear spoiler, Irmscher grille, Irmscher skirt & exhausts,Irmscher Roof spoiler MOD'S TO COME..Side skirts,Wheels

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    Regular Member m3ath3ad's Avatar
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    Default

    you got to love some people on here. as said tho you better check the small print for t&c

  7. #7
    Regular Member Cruize's Avatar
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    But wouldn't dropping it in liquid be classed as accidental damage? I'm sure thats covered? Be silly not to be. What if you were talking on the phone and it rained lol?? Water damage has to be covered... The ammount of my mates who have got drunk in clubs and dropped them in the toilet pmsl....

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    I think you will find if they dont repair it you will get another N97 as these are recent phones.

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    Phone insurance imo, is a waste of space.

    When I needed to claim on mine, the excess was more than the cost of a 2nd hand phone.... I brought a 2nd hand one, had it unlocked and all for less than the insurance excess then went and canceled my direct debit for the ins.

  10. #10
    Regular Member Craig1985's Avatar
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    Default

    my excess is only £20, im with vodafone? £4pcm so worth it in my eyes as ive claimed every year due to loss or damage

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