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Thread: advice needed if possible

  1. #1
    Regular Member davidlewis24's Avatar
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    Default advice needed if possible

    hi boys i had a little bump 2 weeks ago in the vectra done £900 worth of damage to the front end and i went through zurich insurance. anyway i took out my policy only last month and i have 0 no claims bonus. so the question i need help with is can i cancel my currunt policy to save me paying another 11 months and getting no bonus at the end of it. and then take out a new policy with my crash added to it ?? hope you understand what i mean thanks all

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    Regular Member cerbrious's Avatar
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    dont see why not you will however be charged a cancellation charge and this may equate to around 30-50% of the origional policy amount

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    Regular Member davidlewis24's Avatar
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    Quote Originally Posted by cerbrious View Post
    dont see why not you will however be charged a cancellation charge and this may equate to around 30-50% of the origional policy amount

    thanks mate ive just had a look a my policy and it says a £50 cancellation charge so i think ill go ahead and do it thanks mate

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    Regular Member sberrow's Avatar
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    i think you will find that they will insist you pay the whole policy. im in the same boat with the misus and her car

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    Regular Member no1golfer's Avatar
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    if insurance has payed out on claim you have to pay the whole premium.
    its in the small print.standard on all companies

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    Regular Member davidlewis24's Avatar
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    thats the end to that idea then lol thanks boys

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