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Thread: F.A.O Halifax bankers

  1. #1
    Full Member gibbon7000's Avatar
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    Angry F.A.O Halifax bankers

    Just to make you all aware if you haven't read your letters correctly. As from the 6th Dec if you use an arranged overdraft it will now cost you £1 per day. What a rip off!!!!

    I have 2 accounts with the halifax, plus mortgage, ISA, credit card etc and have been a loyal customer for the last 20 years and this is the way they treat you.

    So from going from £7-8 a month overdraft charges, its now gonna cost me up to £62 on a 31 day month.

    I've just in the process of changing to First Direct who's an arm of HSBC and if you stay under £250 of a £500 arranged overdraft there is no charge at all

    My other car. 1972 1641cc slammed beetle. On the road finally!!

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    Regular Member wardy's Avatar
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    look into IF.com (part of Halifax). I am sure I don't pay anything for my £1,000 o/d facility other than a small amount of interest when used, but not £1 per day.

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    Full Member gibbon7000's Avatar
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    Quote Originally Posted by wardy View Post
    look into IF.com (part of Halifax). I am sure I don't pay anything for my £1,000 o/d facility other than a small amount of interest when used, but not £1 per day.
    I would check it out if i was you cos as far as i'm aware its happening to all of HBOS.

    My other car. 1972 1641cc slammed beetle. On the road finally!!

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    Ouch. I bank with RBS.
    Would never cross the threshold of the Halifax again, after they screwed up a cash transfer (between 2 Halifax accounts) and lost the money for a couple of weeks. Not even an decent letter of apology.
    When I requested the details of the DD's on my current account so I could leave they froze the account. The first I knew about it was when my mortgage provider rang to ask why I had not paid the mortgage that month.... Standard company practice I was told.........Compensation not a chance.

  5. #5
    Regular Member byebyeitsagsi's Avatar
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    Im a happy HBOS customer am i the only one lol. My finances are under control and ive never used my overdraft before so i cant complain

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    Regular Member Geo77's Avatar
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    Quote Originally Posted by gibbon7000 View Post

    I've just in the process of changing to First Direct who's an arm of HSBC and if you stay under £250 of a £500 arranged overdraft there is no charge at all
    That is one move you will NEVER regret fella!!! First Direct never fail to surprise me with the amazing service they provide!!! Every time I call the person who answers can deal with the query/request - none of this automated menu or passing to other departments cack!!!

    Enjoy

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    As a HSBC worker i'd recommend Us or FIRST DIRECT. check any independant website and although we charge, we are the lowest and its only for you naughty people who go over your agreed limit by more then £10 (i'm £120 over one of mine however )

    The brochure regarding halifax changes got past round work by a mate who banks with em, i liked how it made out they are doing you a favour scrapping fee's!! then £1 a day would only work out cheaper if the O/D was nearer £2000 i think we worked it out ha ha...

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    Regular Member Dose's Avatar
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    Quote Originally Posted by byebyeitsagsi View Post
    Im a happy HBOS customer am i the only one lol. My finances are under control and ive never used my overdraft before so i cant complain
    am with you.. i juggle my other accounts so i never have to use the OD.. never had a probolem with HBOS in all my years with them.Only thing that annoys me is that EVERY time i go in hello Mr Paterson do you know we can offer you anything upto 25k loan.morgage ,credit card ets...arghh..

    so i just send the bird in now..

    although i get paid weekely that helps withpaying stuff IMO.

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    Quote Originally Posted by byebyeitsagsi View Post
    Im a happy HBOS customer am i the only one lol. My finances are under control and ive never used my overdraft before so i cant complain
    Never been OD though I do have a decent facility with my RBS account if I ever had the need to use it. If I ain't got the dosh it can wait till I do.

  10. #10
    Regular Member byebyeitsagsi's Avatar
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    As above im not a fan of them trying to chuck money at me all the time either but im good at saying no, i even get a fiver a month just for paying in my wages

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