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Thread: Insurance & No claims bonus ??

  1. #1
    Regular Member mark_647's Avatar
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    Default Insurance & No claims bonus ??

    Ok, can anyone help ?

    Got my Vec, obviously. Bought a Honda Accord as a run around, park in dodgy areas so my vec doesnt get damaged sort of thing lol !!

    Insured it with the same company as my vec (directline). I had a multi-car discount but I assumed id get a price with my 5yrs no claims discount. But no, not even the same company could provide the bonus on 2 cars at the same time. It worked out cheap anyway so I wasnt too bothered...

    But, the question is - Can I have 5yrs bonus on 2 cars at the same time if I use different insurance companies ???

    Thanks !!

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    Regular Member fenderguitar's Avatar
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    No, you can only have the no claims used by 1 comany
    Quote Originally Posted by mark_647 View Post
    Ok, can anyone help ?

    Got my Vec, obviously. Bought a Honda Accord as a run around, park in dodgy areas so my vec doesnt get damaged sort of thing lol !!

    Insured it with the same company as my vec (directline). I had a multi-car discount but I assumed id get a price with my 5yrs no claims discount. But no, not even the same company could provide the bonus on 2 cars at the same time. It worked out cheap anyway so I wasnt too bothered...

    But, the question is - Can I have 5yrs bonus on 2 cars at the same time if I use different insurance companies ???

    Thanks !!

  3. #3
    Ex Vec-C Admin Deztroyer's Avatar
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    how strange ?

    i've used direct line before and we had the same ncd for both cars (signum and legacy)both registered to the same keeper?
    dont know now if their policy has changed as transferred to chris knott for the signum as cheaper than direct line were

    0-Large smile ......every time it's driven

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    Regular Member gtr1000's Avatar
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    Vehicle : Insignia

    Trim : Sri

    Engine : 140 Ecoflex S/S

    Year : 2013

    Default

    Quote Originally Posted by mark_647 View Post
    Ok, can anyone help ?

    Got my Vec, obviously. Bought a Honda Accord as a run around, park in dodgy areas so my vec doesnt get damaged sort of thing lol !!

    Insured it with the same company as my vec (directline). I had a multi-car discount but I assumed id get a price with my 5yrs no claims discount. But no, not even the same company could provide the bonus on 2 cars at the same time. It worked out cheap anyway so I wasnt too bothered...

    But, the question is - Can I have 5yrs bonus on 2 cars at the same time if I use different insurance companies ???

    Thanks !!
    This is what I found a couple of years ago with Direct Line I'm afraid.

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    I had 4 years no claims on my old Seat Ibiza 1.4 CL back in 2001 and when I insured the Westfield the insurance company I used matched my no claims bonus so I had 2 cars both on 4 years no claims. Specialist car insurance though!
    Westfield was £350 to insure, the Seat was £650.

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    Regular Member Ziggy's Avatar
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    Vehicle : Saab

    Trim : 9-3 Vert

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    When i was looking at getting a 9000 aero as a run around most insurance companies were refusing to acknowledge my no claims. Only Adrian Flux who i am with anyway would apply the discount to both cars.

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    Adrian Flux, that's the badger!

    Couldn't remember their name

  8. #8
    Regular Member mark_647's Avatar
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    Thanks all for your replies. Its strange isnt it ?? Reason I ask, lol was bidding for a Vec B GSi MSD and was a tad more expensive that the Honda to insure, then it would be 3 cars to insure and too expensive sadly, anyway I lost the auction, so perhaps a blessing in disguise.

  9. #9
    Full Member paul.sessions's Avatar
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    we got told you could only insure one car with 1 set of no claims

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    For each car you have to earn a separate no claims discount.

    If you have the two cars registered in your own name and a spouse as a named driver, sometimes the insurance company will offer to build up a no claims discount for your spouse should she buy a car in her own name!

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