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Thread: will i have to pay excess

  1. #1
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    Default will i have to pay excess

    hi guys was on way home from wrk this morning going down a single lane carridge way wich changes to two so when it turn to two i move into right hand lane to over take van as i was over taking the van he tried to over take the car in from of him riding his van up against my car scatrching my front wing and damageing my wing mirror so question s will i have to pay any axcess as i have a very high excess

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    Ex Vec-C Admin Deztroyer's Avatar
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    if you were in the "right" then your insurers would claim your excess from them and therefore you would not have to pay out your excess - hopefully

    0-Large smile ......every time it's driven

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    Ex-Staff Full Member John LE's Avatar
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    Vehicle : Facelift Insignia/Corsa D

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    Engine : 2.0 cdti/1.6 Turbo

    Year : 13/07

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    Sounds very much like the van driver didn't check his mirror/blindspot and is to blame, if thats the case your excess will be claimed from his insurance

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    jus been onthe phone to my insures and they have sed even thought i am in the right i still have to pay

  5. #5
    Ex-Staff Full Member John LE's Avatar
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    Vehicle : Facelift Insignia/Corsa D

    Trim : LE/VXR

    Engine : 2.0 cdti/1.6 Turbo

    Year : 13/07

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    Do you have legal cover?

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    Regular Member dv8's Avatar
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    IIRC, if you are in the right, you may have to pay now and when your insurers claim their money you should get your excess back.
    Although a while ago, when the 3rd party admitted liabilty, I didnt have to pay any excess. If you dont have any legal cover then you will have to go to the small claims court, simple process albeit a little daunting.

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