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Thread: Courtesy Car Help

  1. #1
    Regular Member Hynzy's Avatar
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    Default Courtesy Car Help

    My cars going in for its MOT on friday and ill be hiring a courtesy car to get to work but because i dont get home till late, ill be returning the car on the saturday morning.

    So i take a copy of my insurance policy and my driving license and thats all thats needed.

    On my insurance my son is a named driver, but what i want to know is, will he be insured to drive the courtesy car.

    Any info would be helpful or ill just ring them in the morning

  2. #2
    Forum Moderator soulman's Avatar
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    Vehicle : Vauxhall

    Trim : Astra Twin Top

    Engine : 1.9cdti

    Year : 07

    Default

    i would ck with your insurance company that you are actually insured to drive that car let alone your son.

  3. #3
    Ex-Staff Full Member John LE's Avatar
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    Quote Originally Posted by soulman View Post
    i would ck with your insurance company that you are actually insured to drive that car let alone your son.
    Why not take out a day insurance policy for the car? It only costs about 13 quid but then at least you know you are covered properly

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    Ex Vec-C Admin Deztroyer's Avatar
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    Default

    most garages will require you to cover the car fully comp - check your policy it will no doubt say that you are covered fully comp but driving another car will be third party only ...

    also you will need to take in your licence - if its a new style photo one then both copies will be needed - some garages will also require the drivers to be over the age of 25

    best advice - call the garage and ask them what they need and indeed what they cover when your driving their car

    0-Large smile ......every time it's driven

  5. #5
    Regular Member deanos's Avatar
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    No you son wont be covered, its only the policy holder that can driver other cars

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    Regular Member Maverick's Avatar
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    It all depends. If you have insured the courtesy car under your policy, then those on your policy will drive the courtesy car.

    But the other comments made so far are very valid, check your insurance.

  7. #7
    Regular Member Hynzy's Avatar
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    Default

    can i just add that it will be a courtesy car from vauxhall, as part of them having the car for the day, as when the car gets booked in for repair or service they offer the choice of a courtesy car for the day.

    Its not like ime using a third party car hire company if that was confusing anybody.

    thanks

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    Quote Originally Posted by Hynzy View Post
    ill be hiring a courtesy car to get to work.....ill be returning the car on the saturday morning.

    On my insurance my son is a named driver, but what i want to know is, will he be insured to drive the courtesy car.
    As you're only using it to get to work and back, would there be any real need for your son to drive it, other than for a quick jolly on Friday evening to impress his mates?

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    Regular Member m8internet's Avatar
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    You MUST contact your insurance company before you use any other vehicle which is NOT nominated on the policy
    There is usually a charge to do this, typically £15 admin fee and up to £30 per month

    However, most hire companies now have their own insurance which applies
    This includes courtesy cars
    This is the option I use, typical rate is between £10 and £15 per day

    Check what the garage is offering and what the excess is as well as it can quite often be ridiculously high (starting at £500)

    Sometimes with a long term courtesy car it can be cheaper to get a hire car from a main agent
    Typically if this is 3 or more days I use National Car Rental
    I can then use my own fully comp policy, adding the car costs £15, but reduces the hire car cost by about £45

  10. #10
    Regular Member Gr4eme's Avatar
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    See if they can arrange ins for you. My sons girlfriend had to have a courtessy car last thursday, she was driving on their ins and had an accident 2 miles after leaving the garage in a 59 mini cooper convertible, front end was blitzed, as was the car she hit. Needless to say the garage manager was not too pleased, neither was the girl on the help desk as she was using it to travell to and from work.

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