Has anyone ever bought this form of insurance? It's supposed to make up the difference (or the gap) in depreciation and the purchase price if your new car is involved in an early accident/theft.
We turned it down when it was offered on the Vec & our Toyota Verso. Now we've got the X6 BM on the drive, we're giving it some real thought. But we can't seem to shake that nagging feeling that it's just another bread and butter scam, much like the PPI loan scams.
We know it's bonafide, but the sales rep really lays on the scare tactics to sell it, and that's what puts us off.
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