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Thread: insurance - mot

  1. #1
    Regular Member madman's Avatar
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    Default insurance - mot

    my car was stolen one morning with the keys. its been recovered and is waiting to be taken away for new locks etc. only problem is i realised the mot ran out 5 days before it was taken. i told the insurers i had used it the day before. the car was already booked in for an mot the day after it went.
    question is ... will the insurers be funny about it with the mot being 5 days overdue and my using it the day before? could this be used against me to avoid a payout?
    or do i try and blag my way by saying i had used it the 'satday before' and play dumb. i car share for work and hadnt used it the previous week at all.
    any advice gratefully recieved

  2. #2
    Regular Member Penfold101's Avatar
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    I wouldn't mention it unless they do mate - it's not related to the claim. However, should they ask you, just tell the truth and take the hit...

  3. #3
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    would they need the mot cert??

    if u decide to blag it just say u were in shock and infact u drove ur misses car or something

  4. #4
    Regular Member madman's Avatar
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    its just they have asked for all documents to be sent off. do i admit to using it once while out of mot. they require every document going. v5 mot , receipt, cert of ins, . i dont wanna be landed with a massive bill for recovery and locks etc

  5. #5
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    Quote Originally Posted by madman View Post
    its just they have asked for all documents to be sent off. do i admit to using it once while out of mot. they require every document going. v5 mot , receipt, cert of ins, . i dont wanna be landed with a massive bill for recovery and locks etc
    send um dont say a word...

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