User Tag List

Thanks Thanks:  0
Likes Likes:  0
Results 1 to 4 of 4

Thread: Provisional Insurance - Why is it cheaper than full insurance???

  1. #1
    Regular Member
    Join Date
    Mar 2009
    Location
    Yorkshire
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    StatsVehicle Info
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Default Provisional Insurance - Why is it cheaper than full insurance???

    I got an insurance quote for the gf on a car the other day.

    Its cheaper for her to be insured as a provisional rather than a full driver.

    Why is this? Seems a bit mad if you ask me!!!

  2. #2
    Full Member Penfold101's Avatar
    Join Date
    Jul 2007
    Location
    Combination of Preston and Oxfordshire...
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    StatsVehicle Info
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Default

    As a privisional they have to have someone next to them at all times - in theory it makes you less likely to crash than when you're on your own...

    Don't agree with it in the slightest, but that's their logic I think...

  3. #3
    Ex Vec-C Admin Deztroyer's Avatar
    Join Date
    Jan 2009
    Location
    WGAF#5
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    StatsVehicle Info
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Default

    yep = provisional driver is under supervision so therefore is only "cover" as the main driver could be liable as instructing the "pupil"

    0-Large smile ......every time it's driven

  4. #4
    Regular Member
    Join Date
    Jul 2009
    Location
    london
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    StatsVehicle Info
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Default

    Exactly the same when my son started to drive.

    £5k to add him to my insurance as a learner (2L Vec B) so it was cheaper to buy him an old MK3 Astra and insure that.

    Got the policy in my name with him as a learner £600. As son as he passed the test, they wanted another £650.

    As above - reasoning being they are supervised whilst learning and only doing limited mileage, but the moment they get the licence, there is no supervision, so the insurance companies risk increases, as does the opportunity to drive the car, and the distances driven

Thread Information

Users Browsing this Thread

There are currently 1 users browsing this thread. (0 members and 1 guests)

Similar Threads

  1. WOOHOO Cheaper Insurance Well Chuffed
    By John Bishop in forum Insurance Chat
    Replies: 6
    Last Post: 23rd July 2012, 11:53
  2. Young Provisional drivers insurance
    By Neil71 in forum Insurance Chat
    Replies: 12
    Last Post: 13th November 2009, 10:21
  3. Replies: 4
    Last Post: 11th July 2009, 17:22
  4. Is your Insurance Cheaper than this?
    By 67688c in forum Insurance Chat
    Replies: 1
    Last Post: 24th April 2008, 23:40
  5. CHeaper car insurance
    By deanos in forum Insurance Chat
    Replies: 8
    Last Post: 23rd September 2007, 21:26

Visitors found this page by searching for:

Nobody landed on this page from a search engine, yet!

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •