A BT van drove into the side of the Vectra today while my wife was driving.He has admitted full liability and everyone involved are unharmed.
My 2 drivers side doors are caved in and various scratches on my rear wheel and back bumper.(pics to follow tomorrow)
I now a bit of advise because i've never had to claim before.
I evidently have 2 options.
Option 1 is that the other drivers insurance will repair my car at one of their approved centres and give me a car while mine being repaired with no cost to myself and no record on my insurance against me.
Option2.I have already notified my insurance company of the accident(just for their records) but they claim that they can deal with the whole matter.They said i could take it to the main dealers to be repaired and give me a like for like replacement car.I would have to pay my excess but i would get it back later.They have said it wouldn't affect my no claims bonus(protected anyway) but it would go down as a no fault accident.
My insurance company claim that if i let the other company deal with the repairs then they will try to get it done as cheaply as possible and give me a rubbish replacement car.
What do you guys think i should do?
Has anyone been in the same sort of thing and regretted letting the other company repair your car?
Thanks for the help.