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Thread: Omg ! Bang !

  1. #1
    Regular Member Vectralicker's Avatar
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    Default Omg ! Bang !

    Hi hi hi
    hope you are well,
    well im going to have a moan.....

    Was headed over to Edinburgh last night to meet............ a friend.
    Two lanes merge into one due to a traffic island and im happily chuntering along in the lane without an island.

    All of a sudden, "WHACK".
    Some lad in a mazda comes flying up the right hand side and spots the island in his lane and swerves left, into me!

    His front wing right into my rear drivers side wing, kinked and badly scraped and he's proper knarled up my alloy. OAFT
    no happy, anyway, claims im at fault, so kindly frog march him up to the where it happend and explain the basics regarding road signs and directional arrows on the road!!!!!

    Anyway, calls ma insurance this morning, and good thing i did.
    My old company was bought out by Swinton in 2007, so i assumed that all details simply went over from prev policy.................

    1. They had no record of my SP30 that was on old policy (which they have admitted is on there after checkin old docs)

    2. Im not insured to drive to and from my place of work
    social domestic and pleasure only (but i love work, it is a pleasure)

    3. Its going to be 50/50 as no witnesses and nothing to say i didnt, undertake him and cut infront?????

    4. my excess that used to be £150 is £600 with new company!

    Not happy, spent an hour on the phone to my insurance who argued with me that i should check my paperwork, which is fair enough, but surely, if everything was correct on the old policy, they should have transferred it as it was!


    I then decided to do some running about myself after being advised to expect the claim to take 6 - 8weeks. Called his insurance, he has taken liability.
    so no excess for me (thank f*k)
    and my car goes in next week to get repaired.

    Kinda glad it happened tho as its highlighted all these "mistakes" that have occured from a new company taking over my policy?

    anyway rant over, cake,.......... anyone?

  2. #2
    Regular Member KieronGSI's Avatar
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    Default

    Yes ill have cake. What do you have?

  3. #3
    Regular Member big rich's Avatar
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    Vehicle : Vectra gsi

    Trim : Full heated leather

    Engine : 3200

    Year : 2004

    Default

    bad luck m8

    any pics of the damage

  4. #4
    Ex Vec-C Admin Stevel's Avatar
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    Default

    Jeez. Could have been a right mess. Good job you called his insurance.

  5. #5
    Regular Member Tadpole's Avatar
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    'I haven’t lost my marbles, they’re in a bag somewhere? .. '
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    Default

    White no sugar with mine soooo pleased for you m8. ..

  6. #6
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    Default

    time to change insurance company?????

  7. #7
    Regular Member Vectralicker's Avatar
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    Default

    Quote Originally Posted by KieronGSI View Post
    Yes ill have cake. What do you have?

    ive found some month old mr kipling angel slices?
    with or without fluff love, what would you rather!

  8. #8
    Regular Member lofty's Avatar
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    Vehicle : Vectra C Estate

    Trim : Elite

    Engine : 1.9 CDTi


    Default

    oooh cake... yes please!

    Glad they admitted it, could have been a pain otherwise.

  9. #9
    Regular Member Vectralicker's Avatar
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    Default

    aye am glad its all getting sorted will try to get pics up later as at work, but i didnt drive here! right!

  10. #10
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    Default

    Yep, I bet you check your paperwork from now on. I always do. I never assume. We live and learn.

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