User Tag List

Thanks Thanks:  0
Likes Likes:  0
Page 1 of 3 123 LastLast
Results 1 to 10 of 21

Thread: credit card debt

  1. #1
    Regular Member scottyd's Avatar
    Join Date
    Apr 2007
    Location
    paisley
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Vehicle InfoStats





    Default credit card debt

    what way do you guys pay your account at the moment im only just paying more than the minimum, would i be better getting a bank loan and do it that way? currnt bill is about 2000

  2. #2
    Regular Member ballan22direct's Avatar
    Join Date
    Feb 2009
    Location
    isle of lewis
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Vehicle InfoStats





    Default

    you would be better going to the bank find out about interest rates and all that stuff.

  3. #3
    Regular Member steve1975l's Avatar
    Join Date
    Mar 2008
    Location
    Surrey
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Vehicle InfoStats





    Default

    Transfer it to another card offering 0% on balance transfers for 12 months. Pay it off in the year.

  4. #4
    Regular Member Big Sig's Avatar
    Join Date
    Aug 2006
    Location
    Is a very naughty boy
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Vehicle InfoStats





    Default

    Credit cards take years to pay off by just paying the minimum off each month. Just make sure you can afford the loan repayments! Also just make sure you don't then use the CC again or you end up with a credit card AND a loan!

  5. #5
    Regular Member steve1975l's Avatar
    Join Date
    Mar 2008
    Location
    Surrey
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Vehicle InfoStats





    Default

    A slippery slope debt.

  6. #6
    Regular Member n_hudson's Avatar
    Join Date
    Mar 2008
    Location
    Northampton, UK
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Vehicle InfoStats





    Default

    There was a quiz on the BBC website about debt, credit cards etc... The question went something like this... The numbers might be wrong! But it was ludicrous !

    If you bought a Laptop on a Credit card that was £500 and paid it off at just the minimum monthly payment how long would it take to pay off...

    The answer was something crazy like 16 years 9 months!!!!

  7. #7
    Regular Member scottyd's Avatar
    Join Date
    Apr 2007
    Location
    paisley
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Vehicle InfoStats





    Default

    ive already cut it up so wont be using it im an idiot i know but i will clear iyt off just wondered what any of you guys had done in similar circumstsances

  8. #8
    Regular Member Tadpole's Avatar
    Join Date
    Dec 2008
    Location
    'I haven’t lost my marbles, they’re in a bag somewhere? .. '
    Post Thanks / Like
    Mentioned
    1 Post(s)
    Tagged
    0 Thread(s)
    Vehicle InfoStats





    Default

    Quote Originally Posted by n_hudson View Post
    There was a quiz on the BBC website about debt, credit cards etc... The question went something like this... The numbers might be wrong! But it was ludicrous !

    If you bought a Laptop on a Credit card that was £500 and paid it off at just the minimum monthly payment how long would it take to pay off...

    The answer was something crazy like 16 years 9 months!!!!
    How much would it have cost in the end? Not an easy thing to get out of only one way pay it off ASAP. ..

  9. #9
    Regular Member Messenger's Avatar
    Join Date
    Jan 2009
    Location
    Hampshire
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Vehicle InfoStats





    Default

    Quote Originally Posted by n_hudson View Post

    If you bought a Laptop on a Credit card that was £500 and paid it off at just the minimum monthly payment how long would it take to pay off...

    The answer was something crazy like 16 years 9 months!!!!
    I saw that yesterday myself and couldn't believe it

    The store cards are even worse than that

  10. #10
    Regular Member steve1975l's Avatar
    Join Date
    Mar 2008
    Location
    Surrey
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Vehicle InfoStats





    Default

    Not easy to pay it off if like me your salary is down.

    Can you sell anything on the bay to pay the debt off?

Page 1 of 3 123 LastLast

Thread Information

Users Browsing this Thread

There are currently 1 users browsing this thread. (0 members and 1 guests)

Similar Threads

  1. Credit Card Scam.
    By Taffyopel in forum General Chat
    Replies: 0
    Last Post: 21st December 2007, 15:51
  2. Credit Card Scam (one of many)
    By AJA in forum General Chat
    Replies: 2
    Last Post: 13th December 2007, 11:41
  3. Bashed the credit card.
    By MLC in forum General Chat
    Replies: 11
    Last Post: 24th October 2007, 09:49
  4. Credit Card Fraud !!
    By Bainie in forum General Chat
    Replies: 21
    Last Post: 25th August 2006, 11:23
  5. Credit Card Companies!
    By Caterman in forum Comedy & Humour
    Replies: 5
    Last Post: 30th June 2006, 08:54

Visitors found this page by searching for:

Nobody landed on this page from a search engine, yet!

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •