insurance...kids.....pay more

[craigbarlow18]

just had to renew my insurance today, had a previous quote of £61 a month fully comp, went to take it out today, they then said it was £71 a month as i declared i had a child (despite telling them this online).


Granted im a little annoyed about the extra £10 a month its still cheap compared to other prices,

but what i want to know is, if i said i never had a child would they not pay out?

Do you have to tell your insurance when you have a child?

[Thomas1]

You're talking about car insurance, right? Never heard of any company asking about kids - not unless the kids will be driving.

[Duncan]

Eh? I've never ever even been asked if I have kids when I've been quoted for car insurance! Who was that with?

[craigbarlow18]

yep car insurance, they always ask if you have any dependents

always asked me anyway.

company was admiral

[Big Sig]

Try Adrian Flux, saved me £100 this year on a £350 Quote

[Thomas1]

yep car insurance, they always ask if you have any dependents

always asked me anyway.

company was admiral

Just say no then - the kids earn their own money thru thieving.

[Tadpole]

Just say no then - the kids earn their own money thru thieving.

[ed taylor]

yep car insurance, they always ask if you have any dependents

always asked me anyway.

company was admiral

In all the many years I have had insurance I have never once been asked if I have dependants. Looks like another way to get money out of you. I would have thought it would be less, as if you have your child in the back you would drive more cautiously.

[mac12]

just had to renew my insurance today, had a previous quote of £61 a month fully comp, went to take it out today, they then said it was £71 a month as i declared i had a child (despite telling them this online).


Granted im a little annoyed about the extra £10 a month its still cheap compared to other prices,

but what i want to know is, if i said i never had a child would they not pay out?

Do you have to tell your insurance when you have a child?

i have always been asked if any dependants and i always thought as i have dependents it was only being asked to lower my premium.
maybe not!
always best to tell them i would of thought incase of an accident with your children in the car.

[Diet1985]

i always thought that when i was asked if i had kids it was just to see if i was going to be a more cautious driver etc.. thus lowering my premium