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Thread: insurance...kids.....pay more

  1. #1
    Regular Member craigbarlow18's Avatar
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    Default insurance...kids.....pay more

    just had to renew my insurance today, had a previous quote of £61 a month fully comp, went to take it out today, they then said it was £71 a month as i declared i had a child (despite telling them this online).


    Granted im a little annoyed about the extra £10 a month its still cheap compared to other prices,

    but what i want to know is, if i said i never had a child would they not pay out?

    Do you have to tell your insurance when you have a child?

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    You're talking about car insurance, right? Never heard of any company asking about kids - not unless the kids will be driving.

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    [Ex]Admin Duncan's Avatar
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    Eh? I've never ever even been asked if I have kids when I've been quoted for car insurance! Who was that with?

  4. #4
    Regular Member craigbarlow18's Avatar
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    yep car insurance, they always ask if you have any dependents

    always asked me anyway.

    company was admiral

  5. #5
    Full Member Big Sig's Avatar
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    Try Adrian Flux, saved me £100 this year on a £350 Quote
    Now I need a turbo to keep up!

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    Quote Originally Posted by craigbarlow18 View Post
    yep car insurance, they always ask if you have any dependents

    always asked me anyway.

    company was admiral
    Just say no then - the kids earn their own money thru thieving.

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    Regular Member Tadpole's Avatar
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    Quote Originally Posted by Thomas1 View Post
    Just say no then - the kids earn their own money thru thieving.

  8. #8
    Ex Vec-C Admin ed taylor's Avatar
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    Quote Originally Posted by craigbarlow18 View Post
    yep car insurance, they always ask if you have any dependents

    always asked me anyway.

    company was admiral
    In all the many years I have had insurance I have never once been asked if I have dependants. Looks like another way to get money out of you. I would have thought it would be less, as if you have your child in the back you would drive more cautiously.

  9. #9
    Regular Member mac12's Avatar
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    Quote Originally Posted by craigbarlow18 View Post
    just had to renew my insurance today, had a previous quote of £61 a month fully comp, went to take it out today, they then said it was £71 a month as i declared i had a child (despite telling them this online).


    Granted im a little annoyed about the extra £10 a month its still cheap compared to other prices,

    but what i want to know is, if i said i never had a child would they not pay out?

    Do you have to tell your insurance when you have a child?
    i have always been asked if any dependants and i always thought as i have dependents it was only being asked to lower my premium.
    maybe not!
    always best to tell them i would of thought incase of an accident with your children in the car.

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    i always thought that when i was asked if i had kids it was just to see if i was going to be a more cautious driver etc.. thus lowering my premium

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