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Thread: Modded car insurance.

  1. #1
    Forum Moderator FIL 4822's Avatar
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    Vehicle InfoStats

    Vehicle : Insignia VX-line RED Tourer

    Trim : No, over weight!

    Engine : Flux Core Capacitor

    Year : 1 A.D

    Mileage : Rising

    Eek Modded car insurance.

    Just sorted out my insurance out and it's gone up £160 !

    Gone through Adrian Flux as nobody out there would quote for it with mods !
    I'm 41 years old, held my license since 1987, i've got full no claims bonus (protected), no claims or convictions against me, fully comp -social, domestic, to and from place of work.

    Mods i've declared........
    BSR stage 1, K&N filter, strut brace, lowered suspension, upgraded brakes, some Irmscher bits n' pieces, couple of bodywork changes and although not fitted yet - full custom leather interior.

    Also, the car is kept outside on a car park as i work nights, it must be seen as vulnerable, so i think that's made a bit of a difference.

    They've also said that anything i change from now on, i'll only need to tell them as it won't cost anything but must be declared.
    If i fit the BSR stage 3 then it goes up a little more.

    Remember, if you change anything on your car, it's a modification. If not declared, you may not be covered !


    Have consideration for the deaf, if you're gunna fart, make it smell !


  2. #2
    Forum Moderator soulman's Avatar
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    Vehicle InfoStats

    Vehicle : Vauxhall

    Trim : Astra Twin Top

    Engine : 1.9cdti

    Year : 07

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    yep did the same Fil ............been chancing it for 2 years ...so thought id better declare mods...previous insurers didn,t want to know ...so am A/F too....mine went up £120 from £180 to £300

  3. #3
    Full Member bobssignum's Avatar
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    Vehicle : Signum 2.0 DTi

    Trim : Elegance/Elite

    Engine : 2.0DTi

    Year : 2003

    Mileage : 73350

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    Phil i was in the same boat as you but with hastings when i declared my mods they wanted to up my ins from £335 to £499, asked norwich union direct for a quote and they came back with £299 with everything declared so i up my protection and signed up for less than hastings original quote
    Driving vauxhall,s for 30 + years
    and still loving it

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