tonight some g*t has just driven in to the back of my girlfriends car parked outside our house and then driven off.

to make it worse, we don't know what to do in terms of reporting. We've just moved in and in the process of changing all the addresses, V5 is done, but not the insurance.

what should we do? we're now worried if we tell the insurance/police we'll get a fine and/or points. Do insurance company's give you a certain period of grace to change addresses?


First thing i'll do is take it to the garage and ask them how much to fix it. if it's a small job, then we'll pay for it and have learnt next time. HOwever, if it's a large job we're not sure.

any advice is warmly welcomed