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Thread: Gutted: Halifax pull mortgage on completion day

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    Full Member izonoky's Avatar
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    Default Gutted: Halifax pull mortgage on completion day

    We were all set to complete today, full of excitement and plans. Just waiting for the call from the estate agents asking us to come in and sign. Instead we get a call from Halifax asking us to come in with some ID. When we get there we show our ID, and with no explanation they tell us they've decided to pull the mortgage?? WTF?? Can you imagine how our sky fell out today?

    We still don’t know what’s going on, only that Halifax has been pulling mortgages off the market all week. We could end up losing 40k held in deposit with the buyers' solicitor.

    On top of this the family of the house we’re supposed buy, moved out only yesterday; they’re now shacked up in temporary accommodation, and we’re spitting fireballs.

    2.2 Direct SRi

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    Full Member spennny's Avatar
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    ****, gutted for you mate

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    Regular Member G.O'Rilla's Avatar
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    That's dreadful. I don't have the words to express my sympathy for you and your family

    What does your solicitor say? Surely there must be some obligation on their part once contracts have been exchanged on a sale as the financing is an integral part of this. I'm not a lawyer but am sure that someone else will come along and comment.

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    Regular Member lofty's Avatar
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    Default

    that's terrible..shouldn't be allowed to do that!

  5. #5
    Regular Member Caterman's Avatar
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    ...and the Halifax wonder why they are losing customers

    Gutted for you m8, they really don't have a heart

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    Full Member neverlandandy's Avatar
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    gutted for you mate hope things get sorted soon

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    Regular Member glenboy's Avatar
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    Lost for words m8.....

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    Regular Member steve1975l's Avatar
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    Gutted. What mortgage was it...tracker?

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    the wife works in this market, and there is more of this going on, there is NO safe bet any more, and if like you said you had 40k to put down still no guarantee really sorry for you fella. this is why i rent and will continue to do so

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    Full Member izonoky's Avatar
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    Quote Originally Posted by G.O'Rilla View Post
    That's dreadful. I don't have the words to express my sympathy for you and your family

    What does your solicitor say? Surely there must be some obligation on their part once contracts have been exchanged on a sale as the financing is an integral part of this.
    They're at a loss too, they say it's highly unusual.


    Quote Originally Posted by steve1975l
    Gutted. What mortgage was it...tracker?
    flexible rate, which allowed us to make over payments with without incurring penalties.

    2.2 Direct SRi

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