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Thread: A nice surprise

  1. #1
    Regular Member john_k_sri's Avatar
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    Vehicle : Vectra

    Trim : SRI NAV XP

    Engine : 1.9 CDTI 150

    Year : 2007

    Mileage : 72K

    Default A nice surprise

    Got my renewal notice from Adrian Flux yesterday, and for the first time ever, my renewal premium is lower than the current one. And no loading for my 314mm brake upgrade.

    I did get another quote for £1000 yes £1000 more than what I am currently paying.

  2. #2
    Regular Member glenboy's Avatar
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    Default

    Result there John......

  3. #3
    Regular Member steve1975l's Avatar
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    Default

    Nice surprise...how much is it?

  4. #4
    Regular Member moorlander's Avatar
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    Default

    will have to ring them for a quote next year!

  5. #5
    Regular Member 67688c's Avatar
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    Default

    I've noticed how high some of the forum users insurance premiums are and was surprised by how much some of you have to pay, probably down to age differences.

    I currently pay £156 for fully comp on a 56 plate cdti150 which includes £20 for the extra legal cover and £18 for the no claims protection cover.
    Therefore, the cost of just my comp cover would only have been £116.
    Thats with Hastings.com. Probably crap firm.. no idea.. as I've never had to make a claim in 45yrs driving.... touch wood!
    One of the very few benefits of getting older.
    Last edited by 67688c; 29th July 2008 at 17:00.

  6. #6
    Regular Member 67688c's Avatar
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    Default

    Duplicate post... due to glitch...ignore! could not see option to delete.
    Last edited by 67688c; 29th July 2008 at 16:59.

  7. #7
    Regular Member john_k_sri's Avatar
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    Vehicle : Vectra

    Trim : SRI NAV XP

    Engine : 1.9 CDTI 150

    Year : 2007

    Mileage : 72K

    Default

    Two things affect your insurance premium more than anything else - Where you live and whether you have points.

    My quote of £700 may seem way over the top as I am 55 and have 10 years NCB, but...

    1. My car is remapped
    2. I have 6 penalty points
    3. I live in an area with a Liverpool postcode
    4. I have protected no-claims
    5. I have to have business cover

    You'd be surprised at the number of insurers who would load up the premium by anything up to £200 on a remap, and at the number of insurers who won't quote at all if you have 6 points. Having penalty points can load up your premium, and also what you pay for having protected no-claims, and your excess can double, so you end up paying extra to keep it down.

    Adrian Flux hardly increased my premium for the remap and I have a sensibly low excess.

  8. #8
    Regular Member B19CBB's Avatar
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    Vehicle : Insignia

    Trim : Sri Nav VxLine

    Engine : 2.0 CDTI 160 ps

    Year : 2011

    Default

    I've just taken insurance out with Adrian Flux. What a bargain!!!!!!

    With my previous insurer i hadn't declared any modifications or my 3 points when they sent me my renewel notice and they wanted almost £600


    I've declared everything to Adrian Flux and they only wanted £457, and then i told them i was a member Vectra-c.com and it went down to £412

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