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Thread: Insurance Question

  1. #1
    Regular Member Ben H's Avatar
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    Default Insurance Question

    Last year when a suicidle dear collided with our car I was driving as the named driver on our policy. Who has made a claim in the last 5 years?
    Is it my partner who is the policy holder or me although it's not technically my policy and I drive a company vehicle on which I have made no claims?

  2. #2
    Regular Member Ben H's Avatar
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    Just phoned my company and asked the question. I was the person who made the claim.

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    Regular Member satbeychap's Avatar
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    when i was younger i had three crashes (only one was my fault - stupid rear wheel drive bimmers!) but none of them were claimed on "my" insurance. so when i got my insurance, i never said that i have claimed. which is technically true in some senses at least. Never had any come back but i know the systems are a lot better nowadays and they are linking all their databases up.

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    Regular Member Ben H's Avatar
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    Yeah it seems any incident whilst you are the person driving goes on your record regardless of who's policy your are driving the car on.

  5. #5
    Regular Member shan's Avatar
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    Yes the crash go's on the actual driver. The premium go's on the policy holder.

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    Regular Member Ben H's Avatar
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    Quote Originally Posted by shan View Post
    Yes the crash go's on the actual driver. The premium go's on the policy holder.
    I wish, I'm not the policy holder but I still pay for the bl0ody thing

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