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Thread: building insurance

  1. #1
    Forum Moderator soulman's Avatar
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    Vehicle : Vauxhall

    Trim : Astra Twin Top

    Engine : 1.9cdti

    Year : 07

    Default building insurance

    just wondering as ours is due and have a quote from esure.....just how much do you pay for your building insurance???
    house value £200000
    rebuild i guessed £125000
    includes accidentle damage
    pay first £50

    original cover is by esure using royal sunalliance

    cost for year £600

    i never realised she was paying this much.for the last 7 years...been online and can get the same cover for £121

  2. #2
    Regular Member corman's Avatar
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    we got buildings and contents (including accidental damage )through the AA about £180 somit silly like £1million buildings on a £150k house

  3. #3
    Regular Member sonic's Avatar
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    Quote Originally Posted by soulman View Post
    house value £200000
    rebuild i guessed £125000
    includes accidentle damage
    pay first £50

    cost for year £600

    i never realised she was paying this much.for the last 7 years...been online and can get the same cover for £121
    I have unlimited buildings and contents.

    Our rebuild cost is big because the house is built from natural stone and has a slate not tiled roof.
    If it came down it would need to be rebuilt by a stonemason and they are not cheap!

    Thats why I have unlimited buildings cover!

    I also have accidental damage cover on both buildings and contents.

    I pay £400 a year which I thought wasn't too bad... but £600

  4. #4
    Regular Member mushy2007's Avatar
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    Tesco £34 a month for building and contents

  5. #5
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    Vehicle : Fiat

    Trim : Panda 100HP

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    Default

    Halifax do unlimited buildings and contents as standard and we pay 400 quid for a 3 bed semi.

  6. #6
    Regular Member Gr4eme's Avatar
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    Just about renew mine 250k buildings, 50k contents, accident cover, pay £50 excess, cost £162 per year.

  7. #7
    Regular Member kns's Avatar
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    try marks and spencers they have no excess,i pay £24 per month

  8. #8
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    i have just gone with Churchill (250k buildings inc accidental and 40k contents) and it cost £90, i used Quidco too which says it tracks at £80. I doubt my insurance will end up costing me a tenner but i'm happy with £90.

  9. #9
    Regular Member v6boy's Avatar
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    I'm with Halifax too. Building and contents both accidental damage cover and personal belongings away from the home and NO excess (apart from the £1000 for subsidence/heave and landslip) Oh and Buildings & contents unlimited.....£311.52

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