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Thread: Insurance Question

  1. #1
    Full Member VectraMat's Avatar
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    Default Insurance Question

    Just a quick one guys, ill be turning 21 in June this year, which is also when my insurance is due for renewal.

    My dad thinks because ive reached this age with 3 yrs no claims and no convictions that ill automatically be entitled to drive any car on 3rd party? Im with Direct Line at the moment and have found them fine to deal with.

    I dont agree but if its true that would be gr8! I wouldnt even mind paying a little bit more for this privilage. But i remember hearing a while ago that insurers were stopping doing this. Anyone know anything about this??.....


    VXR Gone - Now in BMW 320cd M Sport Convertible

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    Regular Member Padster72's Avatar
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    Vehicle : Insignia

    Trim : 160 SRI Nav

    Engine : 2.0 CDTI

    Year : 2010

    Default

    All insurers offer the "drive other car" extension at different ages. I've not heard of many which include it at 21. You will need to check with each company, as all underwrite differently.

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    Default

    Im with direct line too and only 19, went with them because they were the cheapest quote i can get on a 1.8. They told me that you have to be 25 to have the 'any vehicle 3rd party' privelege and also to declare modifications.

    This may have changed now though.

    Out of interest what are you paying on your 1.8 if you dont mind me asking?

    Im paying £1800 at the moment on my 1.8 cavalier but in june when i get my vectra it will rise to £2600!!! Thats with 0 years no claims, 1 accident and 3 points though.

    Gaz

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    Regular Member B19CBB's Avatar
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    Vehicle : Insignia

    Trim : Sri Nav VxLine

    Engine : 2.0 CDTI 160 ps

    Year : 2011

    Default

    Every insurance provider is different, some do and some don't.....

    I think the majority of providers do though.

  5. #5
    Full Member VectraMat's Avatar
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    Default

    Quote Originally Posted by vauxhall4life View Post
    Im with direct line too and only 19, went with them because they were the cheapest quote i can get on a 1.8. They told me that you have to be 25 to have the 'any vehicle 3rd party' privelege and also to declare modifications.

    This may have changed now though.

    Out of interest what are you paying on your 1.8 if you dont mind me asking?

    Im paying £1800 at the moment on my 1.8 cavalier but in june when i get my vectra it will rise to £2600!!! Thats with 0 years no claims, 1 accident and 3 points though.

    Gaz
    Jesus christ Gaz!!! when you paid that did they have a black and white jumper on and a bag with SWAG written on it lol

    Im paying £785 at the moment, not sure what that will go to when im 21 though. I might just ring them up and ask when the 'any car on 3rd party' age actualy is.

    VXR Gone - Now in BMW 320cd M Sport Convertible

  6. #6
    Regular Member Dwabo's Avatar
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    Default

    usually 25...

  7. #7
    Regular Member Lee..'s Avatar
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    Default

    im 23 and i was told 25. also told that bout98% of companies are the same. not many will let you drive any car.

  8. #8
    Regular Member Leviathan's Avatar
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    Holy moly, age does have some benefits then.

  9. #9
    Regular Member 06 vectra's Avatar
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    i can drive any car 3rd party have been able to do so since i was 17 but thats with the nfu and being on a fleet insurance policy

  10. #10
    Regular Member Gregg's Avatar
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    i am allowed to if the car is insured fully comp and the owner says i can use it.

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