Went into bank today to sort out the standing order for my loan when i found out i still had a kids account that should have been changed.
It's now being changed to a Royalties Gold account which costs £12 a month but you get a few extras like mobile and holiday insurance free.
Anyway, it turns out that because my account was the wrong type i can get my loan repayments reduced. The woman i spoke to also said that i will get £1000 cash but needed to see my contract of employment. I came home to get it and went back down and she said that she couldn't register for something and therefore couldn't get the grand put into my account, but signed me up for a credit card which is interest free for 6 months. She then told me to do a credit check on myself to make sure my payments are in order which will cost me 30 quid!!!!!!
Sounded a bit dodgy so i will go back tomorrow and tell her to cancel the credit card and leave things the way they are. Sounded more like an extra commission job for her