Just a note to brighten up yer spirits, my insurance renewal came through yesterday and it was a bit steep. I phoned them up and after running through my details I told them i found a cheaper quote by £80. The then gave me quote that was less than
thier original renewal offer but £60 more than the other one I found. I then said to them basically if they can't give me a matching figure I will walk away.
They put me on hold for 2mins then came back quoting me a figure £80 less than the original - RESULT!!!!

Well chuffed i'm cr4p at negotiations but I think I was pleasantly surprised!!!

In any case the moral of the story is if you don't ask you don't get!!!!