Cancelling insurance?

**Penfold** · 5th January 2008, 16:49

I`ve just phoned Directline to add new springs to policy and they had my pants down again

another £70 for the 6 months remaining on my policy.So what i want to know is can i cancel it early and if so is there a penalty? Considering i have my home/car and life insurance with them they have now 5h1t their pot full.I moving the lot ASAP.

**Paulsvectra** · 5th January 2008, 17:13

I would say let it run for the remaining 6 months because it will cost you if you cancel now.

Your just a number to them they are not bothered if you have your house / life with them they still get payed even if you cancel.

Paul

**Bainie** · 5th January 2008, 17:26

Budget would not give me any money back on my remaining policy, it depends who you are with, it will be written somewhere on your policy how much they will give you ..

**Guyver1** · 5th January 2008, 18:12

Originally Posted by Penfold

I`ve just phoned Directline to add new springs to policy and they had my pants down again

another £70 for the 6 months remaining on my policy.So what i want to know is can i cancel it early and if so is there a penalty? Considering i have my home/car and life insurance with them they have now 5h1t their pot full.I moving the lot ASAP.

Why have they added the cost to your policy ?

its not a performance mod is it, its just springs, so tell em to get stuffed, I had a load of probs with my house insurance through direct line, ive got my Signum insured with Privlege now, bluddy brill, dead cheap, and they dont care about mods

**yorkshireborn** · 5th January 2008, 18:17

im with privlage and when i phoned then about my mods (tints, front splitter and rear spoiler) it didn't cost me a penny they just said ty for telling us and we'll send u your new policy.

**Penfold** · 5th January 2008, 19:19

Originally Posted by Guyver1

Why have they added the cost to your policy ?

its not a performance mod is it, its just springs, so tell em to get stuffed, I had a load of probs with my house insurance through direct line, ive got my Signum insured with Privlege now, bluddy brill, dead cheap, and they dont care about mods

Originally Posted by yorkshireborn

im with privlage and when i phoned then about my mods (tints, front splitter and rear spoiler) it didn't cost me a penny they just said ty for telling us and we'll send u your new policy.

Thanks for the heads up , i`ve just got a quote online and it`s alot cheaper so when the time comes me thinks i`ll be goin to them

**gtr1000** · 5th January 2008, 19:24

I've got two cars with Direct Line plus home insurance. I've got a Rover 800 turbo coupe with them and thought I'd suss out how much extra for the induction kit that's fitted to it - £37.00 extra please (for 10 months) was their reply. Hence the reason I haven't put the same on my 3.2

**j13hdb** · 6th January 2008, 00:19

A couple of years ago I went from Direct Line to priviledge (who are underwritten by direct line!!!) and saved a couple oh hundred quid. The next year they wanted to absolutely screw me so moved on again.

I now work on no loyalty towards insurance-just look after number 1!!

Cancelling normally works on 10% for every month ie 4 months = 40% of policy, 10 months 100% and after that bad luck! Stay with em till the end then change!!