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Thread: Life help.....

  1. #1
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    Eek Life help.....

    Not sure where to put this but ill put it here anyway.

    Me and the misses want a house next year sometime. I have spoken to my dad about it and he is cool to give us a hefty deposit as long as my brother lives in one of the rrom (just to get both of us on the property ladder) I think its a great idea as we agreed for him to pay £350PM this will cover just under half the mortgage payment.

    However my misses doesnt want to and she is looking at houses around the 200k mark, not gonna happen when im self employed on about 20k per year and she is a nursery teacher on 10k per year, She just doesnt understand that we cannot get that ammount on our own and will not move in with my bro for a year I dont mind as its a house and we are all on the deeds.

    So we have just had a massive row and i am so upset that she doesnt understand the way we are thinking atm, she wants a house so much more than me but wont compromise??? what can i do?

    My dad can help me and my bro out together but not seperatly as the cost is to high, i have tried telling her this and she just calls my dad selfish for not helping us out, im so pi$$ed off its unreal...


    Any advice please guys and girls before i drink another bottle of Southern Comfort.

    Sorry for rambling on but i need to sort this out ASAP before i go Insane lol

    HELP!!!

  2. #2
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    Mate

    Take her to the bank, give them the financial info and ask how much you can borrow, that should clear thing up me thinks.....

    Andy

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    For now try one of the online calculators, most of the banks have one!

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    she wont go to the bank, i have been on my own and have been told we could get around 110k with a 10k deposit. she jusy dont listen

    Thanks for the reply mate, at least some one is listening to me lol :P

  5. #5
    Regular Member AndrewTi's Avatar
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    Sorry to say this bud, but she needs an introduction to the real world.

    As for her calling your Dad selfish for trying to help....

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    i know ive told her to live a real life but all i get is "you dont care baout my feelings" yeah bo!!ocks thats why im trying to find us a good house and mortgage for what we can afford, we cant all start out with 300k houses lol

    dont get me started on my dad thing, he has offered to give us around 25k

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    Thats just women though...over christmas I have ripped ou the en-suite, tiled, fitted a shower, tower rail, basin and toilet.....all she said was "you could have created less dust"

    Andy

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    Quote Originally Posted by bandrew View Post
    Thats just women though...over christmas I have ripped ou the en-suite, tiled, fitted a shower, tower rail, basin and toilet.....all she said was "you could have created less dust"

    Andy
    lol had to laugh hee hee sound just like my misses

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    Default

    Mate, I could give you some serious advice, but you wouldn't like it...... Drag her to the bank and let them explain things to her.
    You'll end up in deep doo doo with regards the mortgage payments.... Your Dad will be in doo doo too and it'll all end up very, very messy.. TRUST ME.. I've been there.
    If i can help someone out this christmas, then i'll try.
    The banks are very willing to give, but even more eager to take back.

    It's up to you.

    Happy new year.

  10. #10
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    good advice, we earn between us a fair amount and our £900 pm month for the house plus all the other bills hurts!

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