Illegal Parking equals no insurance?

[R-man]

I was told earlier that if you park with two wheels on the kerb, you are not insured as obviously it's not strictly legal to park in this manner.

Friend of a friend wasn't paid out after being hit by an un-insured driver, just because of this.

Any thoughts? Truth or myth?

[Duncan]

Sounds like a complete myth to me. Is every car that slightly overlaps a parking bay on a road not going to be insured if some idiot hits them? - I don't think so.

[Ste]

Can't see it either. There must have been more to the story.

[ed taylor]

I know the insurance compainie try to get out of paying, but this would be taking the p1$$, as said above there must be more to it. I recon.

[JuzzyD]

It must be more to it than just having two wheels on the kerb - as you said he was hit by an uninsured driver then they would look more in to it. More likely he was parked somewhere he shouldn't have been.

[Ste]

Even if you're illegally parked in completely the 'wrong' place, surely that wouldn't invalidate insurance? Can't see how the ins companies could get away with that.

[john_k_sri]

Surely if you were parked in a 'dangerous' or an obstructive manner on the public highway then the insurer could try and make something of that.

[BigP]

Interesting! What if you parked across 2 lanes of a motorway? Would you still be insured if someone hit you?
Obviously you would be prosecutable but still insured?

[skippyroo]

what happens if you live in a narrow street and the only way to keep access is for the residents to park half on the kerb?
would it be a case of "no, i will park properly, and to hell with 57 as its on fire and the fire engine cant get up the street, oh well, at least i am insured, i hope they are".

[Ste]

More to it, there must be.

Anyone in insurance on here?? and cares to admit to it too ??