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Thread: Illegal Parking equals no insurance?

  1. #1
    Regular Member R-man's Avatar
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    Default Illegal Parking equals no insurance?

    I was told earlier that if you park with two wheels on the kerb, you are not insured as obviously it's not strictly legal to park in this manner.

    Friend of a friend wasn't paid out after being hit by an un-insured driver, just because of this.

    Any thoughts? Truth or myth?

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    [Ex]Admin Duncan's Avatar
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    Sounds like a complete myth to me. Is every car that slightly overlaps a parking bay on a road not going to be insured if some idiot hits them? - I don't think so.

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    Regular Member Ste's Avatar
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    Can't see it either. There must have been more to the story.

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    Ex Vec-C Admin ed taylor's Avatar
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    I know the insurance compainie try to get out of paying, but this would be taking the p1$$, as said above there must be more to it. I recon.

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    Regular Member JuzzyD's Avatar
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    It must be more to it than just having two wheels on the kerb - as you said he was hit by an uninsured driver then they would look more in to it. More likely he was parked somewhere he shouldn't have been.

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    Regular Member Ste's Avatar
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    Even if you're illegally parked in completely the 'wrong' place, surely that wouldn't invalidate insurance? Can't see how the ins companies could get away with that.

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    Regular Member john_k_sri's Avatar
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    Surely if you were parked in a 'dangerous' or an obstructive manner on the public highway then the insurer could try and make something of that.

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    Regular Member BigP's Avatar
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    Interesting! What if you parked across 2 lanes of a motorway? Would you still be insured if someone hit you?
    Obviously you would be prosecutable but still insured?

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    what happens if you live in a narrow street and the only way to keep access is for the residents to park half on the kerb?
    would it be a case of "no, i will park properly, and to hell with 57 as its on fire and the fire engine cant get up the street, oh well, at least i am insured, i hope they are".

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    Regular Member Ste's Avatar
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    More to it, there must be.

    Anyone in insurance on here?? and cares to admit to it too ??

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