facelift sri alloys

**paul's 1.9 sri vectra** · 22nd September 2007, 21:07

hi does anyone know if i put some facelift alloys on my prefacelift sri that is classed as a mod on my insurance.........?????

**3.2_V6_VXR** · 22nd September 2007, 21:12

as long as they are VX alloys mate i really dont think they will question it

**shan** · 22nd September 2007, 21:13

Q . Are they standard to your car.
A . No.
Modified from the original spec.
You need to tell them to be sure.

**shan** · 22nd September 2007, 21:15

Originally Posted by 3.2_V6_VXR

as long as they are VX alloys mate i really dont think they will question it

Sorry i diagree. Thats like changeing my 100 quid elegance wheels for 350 quid snowflakes and they accept that on a claim. I think not.
Price per corner less tyre's

**rosssri** · 22nd September 2007, 21:22

My insurance company (Directline) told me this when i enquired about fitting Snowflakes to my 55 plate 1.9cdti (150) sri.
"As my car didn't leave the factory with these wheels fitted i am modifying the car by fitting them." When i argued that they are a standard upgrade i was again told the above.When i added them to my policy Directline charged me an extra £86 for the 6 months that remained on my policy and changed my excess to £400 from £150 for accidental damage. I'll be changing insurance companies in January when i get my renewal in! .

**3.2_V6_VXR** · 22nd September 2007, 21:30

fair enough

**shan** · 22nd September 2007, 21:34

Originally Posted by 3.2_V6_VXR

fair enough

How long were you on the phone explaing your little list of mod's.

**MAF 3.2 V6 GSi** · 22nd September 2007, 21:34

yep insurance companies will look at everything on an inspection of a damaged car and will refuse paying out if you aint told them about anything if they notice it !!!

**BigMan** · 22nd September 2007, 21:47

Right, on this Forum we are all car enthusiast's, so know the difference in what it should and shouldnt have, but...

Imagine you are Joe Public, and know nothing about Cars, buy one and smash it up, and it turns out it has Snowflakes rather than SRi wheels on it. Hw are you to know they are standard or not if you know nothing about cars.

I think this is a really grey area. It makes sense to tell them if you have changed them and you know about it, but what if you DIDNT know??

**Hideous** · 22nd September 2007, 22:09

^^ I've thought that myself, but knowing how insurance companies try to find any way they can to avoid a payout, they'll go strictly by the book and say "ignorance is no excuse". Fact is, the car is modified if non-standard wheels are on there and it's up to you to get it checked out before buying insurance.
Even if you didn't know what wheels should be on there, it could quite possibly be a case of "tough luck matey" unfortunately....