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Thread: insurance & mods

  1. #1
    Full Member izonoky's Avatar
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    Default insurance & mods

    was wondering if folks experienced a significant change in insurance premiums after a main mod, like a remap or something simple, like a spoiler mod.

    2.2 Direct SRi

  2. #2
    Regular Member Gsi3.2's Avatar
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    when i told them it was VX approved parts fitted, they have just bumped my premium by a few pounds, or just made a note of it on the policy...For real 'no quibble' you need to insure with Adrian Flux..they will accept any mods within reason

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    Regular Member parapaul's Avatar
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    Yeah, AF are excellent. They basically don't care unless its a performance enhancing mod, I've told them every mod I've made, they just reply to my emails and say 'thanks for letting us know'.

    Strangely though, for a bodykit, they have a standard 10% load on your premium....

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    Has anyone had to call on AF when they've been in an accident? I always think that's when you find out how good an insurance company are!

    Thanks,

    Steve

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    Ex-Staff Full Member Ian T's Avatar
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    Quote Originally Posted by stevethomasson View Post
    Has anyone had to call on AF when they've been in an accident? I always think that's when you find out how good an insurance company are!
    Caterman found out how good AF were last year, when he had a little 'mishap' in his vectra.

    Got great service iirc

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    Cool, I'll wait and see what my renewal is like from Vx insurance.

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    Regular Member Cerealuk's Avatar
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    thats a point actually, when insuring a car and they ask "has anything been added/modified" does this include the xenon light upgrade which was factory fitted as new ? If the car was written off would they take this into account when paying out if i havent mentioned it.

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    Ive had trouble lately with AF. Had cover for 45 days had already payed £180 of a £400 premium. Because I had not sent my forms back they said it will get cancelled on the 15th so i sorted out cover elsewhere. and when i phoned up to find out how much money i would get back the said that you will still owe us £110 I said im not paying it and had an arguement down the phone at them roll on the debt collectors....

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    Regular Member john_k_sri's Avatar
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    Vehicle : Vectra

    Trim : SRI NAV XP

    Engine : 1.9 CDTI 150

    Year : 2007

    Mileage : 72K

    Default

    As far as I know anything that's factory fitted is OK. Modified surely equals changed since coming into your possession........Am I right?

  10. #10
    Regular Member john_k_sri's Avatar
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    Vehicle : Vectra

    Trim : SRI NAV XP

    Engine : 1.9 CDTI 150

    Year : 2007

    Mileage : 72K

    Default

    Had a good deal from AF. The BSR Stage1 remap effectively upped my previous quote from them by about £40. Compare that with over £200 with Prudential (who use Churchill). And as for Tesco their renewal was £80 more than last year before the remap. If only I hadn't got those 6 points last year

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