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Thread: Cat D - Price difference

  1. #1
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    Default Cat D - Price difference

    Hi guys

    am looking at a new car.... its registered as Cat D after light rear damage which has now been proffessionally repaired to a high standard.

    i'm not too worried as i know lots of people who have Cat D's....my question is:

    How much less should i expect to pay for a car of exact same age. condition etc, between a cat D and a normal one?

    thanx a lot!

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    quite a bit i would say ! but as always ! it s up to the individual as to what is a fair price for a damage repaired car !

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    ok, thanx matey!

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    i always think tha stolen and recovered motors a the best bet ! most dont need any paint ! just locks etc !

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    around 20% - 30% less depends on the damage and standard of repair.

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    Quote Originally Posted by yorkshireborn View Post
    around 20% - 30% less depends on the damage and standard of repair.
    seems about right then - thanx

  7. #7
    Regular Member nutron's Avatar
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    Nothing. A Cat D write off is only said because it was un-economical to repair it (as with mine recently). The cost was either close to or more than the value for the insurance company to return the car to the original state.

    If the car is repaired to factory standard be a qualified repairer, with warranties for their work, the damage will not effect the value of the vehicle.

    However, the stigma attached to the words 'write off' will often allow you to get it for much less than it is worth.

    Value of mine at time of bang was around £9K, the repair work would have been about £8K to get it back to mint though. So they declared it a total loss and I had it back (didn't have a choice as I had no other ride and there were insurance problems) and spent £25 + a new spanner to get it road worth again. Still needs repairing but my brother is having it and I'm going to do the repairs. wouldn't get a good price for it unless I shelled out loads and I don't have loads.

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    Quote Originally Posted by nutron View Post
    (didn't have a choice as I had no other ride and there were insurance problems)
    Did you declare your mods..and if not, did they find out?

    Just remember, you might be comfortable buying it, but you will restrict your market when it comes to selling (and some insurers are fussy about insuring damaged-repaired)

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    Regular Member nutron's Avatar
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    The problem was with re-insuring due to the other side not admitting liability.

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    But how does that affect the payout. If theirs doesn't pay out..yours would. I can see that it could make your next premium expensive.

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