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Thread: Well Front Spoiler Number 3 Has Been On For 2 Weeks.....(Vectrauma Content)

  1. #1
    Regular Member Ben H's Avatar
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    Default Well Front Spoiler Number 3 Has Been On For 2 Weeks.....(Vectrauma Content)

    when we go out to the shops today and this happens.









    And the spoiler survived I was dreading seeing that in pieces again.

    Wasn't in a hurry to get to town as just spending a day at the shops with the family, even had the cruise control at one point but I don't know why I turned it off to use the pedals.
    Came out of a village and only do 40 at a guess when a large female deer launches itself through the bushes, off the embankment. I literally caught a glance of it over the n/s wing mirror and stood on the brakes. Mel didn't even see it.
    Was funny how it all happened so slow as I even thought to myself there's no point braking, you've hit it already then bang it disappeared as it got pushed along in front.
    Amazingly it dragged itself off the road to the opposite embankment and into the bushes where it lay there looking very alert and head held high.
    We drove back to the closest farm to see if there was any one around to deal with it but couldn't find anyone so the Mel phones the guy at the farm she keeps her horse at to see if he would but as we returned to it it had laid down & died.

    Initially walking round town I was debating about sourcing the parts to fix it without going through insurance as we have £250 excess but it now looks like it needs bumper, front wing, headlight, the bonnet now has 2 small dents in it, the fixing point of one of the wing bolts behind the bumper looks as though it's moved, wings now touching door and strangely the fog light has started to mist up.
    Also I could invoice myself for a new set of parking sensors as I don't do this size sensor & will need to replace the whole lot
    Can someone invoice their insurance company if they are self employed or must it be a third party to do the work?
    Also going to stick my genuine Irmscher spolier back on & break it accordingly.

    Also insurance renewal is due in 10 days, don't know to claim now & loose the 5 years NCB we got or take this year on the chin & next year work towards building them back up or take out new policy & claim a couple of weeks later.

    Either way todays trip has cost us £250 in excess plus at least another £100 on a new quote I've just got with having 3 years NCB & a claim
    Last edited by Ben H; 24th June 2007 at 17:21.

  2. #2
    Forum Moderator soulman's Avatar
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    thts a bit of a bummer Ben....hope you get it sorted,think you would be wise to make the claim staight away to be honest...

  3. #3
    Regular Member ditchp's Avatar
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    Vehicle : Vectra cdti estate

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    make your claim straight away mate, it wasn't your failt the bloooody deer ran out in front of you , and that is why we pay our premiums to make sure we are covered for thing like this...best of luck with this mate
    Midlands Mod Shop - NFFC.

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    Regular Member yorkshireborn's Avatar
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    i would have put the dear in the boot and took it home u would have saved a fortune on meat.

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    Regular Member Gsi3.2's Avatar
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    oohh. thats a flippin shame Ben.....

    i know that you've got the excess to pay out, but the parts alone will run to way over that before you even think about labour..I'd claim to be honest if it was my car

  6. #6
    Regular Member Ben H's Avatar
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    Quote Originally Posted by yorkshireborn View Post
    i would have put the dear in the boot and took it home u would have saved a fortune on meat.
    I've been told by local country folk it would of been illegal for me to of picked it up but not for anyone else and that a large deer would be worth four to five hundred quid in venisson meat. There's still no way it was going in the boot if it would fit eh, there's one for the what can you fit in a Vectras boot contest?

  7. #7
    Ex Vec-C Admin & Founder GARY3306's Avatar
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    Ouch! Yea I think as Mark says, claim for it. It will be a few pennies to put that right
    [SIGPIC]VX<font color=Red>R</font> with added Courtenay <img src=https://www.vectra-c.com/forum/images/smilies/biggrin.png border=0 alt= title=Big Grin class=inlineimg />

  8. #8
    Regular Member Ben H's Avatar
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    Yeah think my minds made up. What's the likely penalty regards NCB's for this type of claim? Is there a standard type thing or is it the insurers discression.
    I know I made a claim 7 or 8 years ago which I was at fault & had 2 or 3 years NCB taken off me.
    Also Mel's the policy holder & I'm a named driver, I'd of thought declaring I was driving would work out better leaving Mel as the main driver as a lower risk?

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    Regular Member BigMan's Avatar
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    Gutted for you mate, it's not nice when these things happen though.

    I wouldnt even contemplate repairing it myself though, let the insurance companies do it for you, thats what you pay them £xxx per year for, and they will give you a courtesy car while your is being repaired too.

    Hope you get it sorted soon mate.

  10. #10
    Regular Member neilshaw1980's Avatar
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    i'm sorry to hear about that mate, hope you get it soon buddy.

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