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Thread: Why can't I get cheap insurance...

  1. #1
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    Default Why can't I get cheap insurance...

    Hi,

    I'm 25 years old, have had a license since I was 18 and 7 years no claims. I drive an unmodded 2004 Vectra 1.8 Elegance which I keep on my driveway in Staines.

    So far I've been unable to get a quote which is less than £600. I have got 6 points on my license, but I've put quotes through without these and found that they only make up about £70 of that.

    Anyone got any ideas for me? I really feel like I'm getting ripped off here, I was always told insurance would get cheaper when I turned 25. I know they are worried about idiot drivers (which apparently are ALL young men... I don't think so, discuss...) but I've never had an accident!

  2. #2
    Regular Member vectra 120's Avatar
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    Default

    Have you had a look at tesco

  3. #3
    Regular Member yorkshireborn's Avatar
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    Vehicle : saab 95


    Engine : 2.3t

    Year : 2006

    Default

    its all down to post codes (they go with how many claims are made in the post code u live)

    ie:- age of person
    length of no claims
    car insurance group
    post code

    all these make up your premium.

    u could try and up your access to the maximum that might lower it.

    and shop around i get quotes from at least 20 companys.

  4. #4
    Ex Vec-C Admin ed taylor's Avatar
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    Vehicle : Vectra Estate

    Trim : Elite

    Engine : 3.2 V6

    Year : 04

    Mileage : 000

    Default

    Try Esure I got my 3.2 insurered for £255. mind you I am 51 and have 75% ncb, but then you have a good record too.

  5. #5
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    Default

    Move to N. Ireland, then you'll think £600 is cheap.

  6. #6
    Regular Member Caterman's Avatar
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    Vehicle : Signum

    Trim : Elite

    Engine : 3.2 V6

    Year : 05


  7. #7
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    Default

    Try Privilege they where a lot cheaper last year (when I was 25) and they gave a good renewal quote this year too.

  8. #8
    Regular Member Karl's Avatar
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    Default

    I was always told "dont worry, once you hit 21 your insurance comes down", then at 21 I was told "dont worry, at 25 your insurance starts to come down", then at 25, "by 30 premiums seem to level out"


    Basically, its a con, they all get you for as much as possible.
    For myself and the wife on a 56 plate Note SVE Dci it cost £500, I'm 29, she's 27, both clean liscence with no accident history, sucks eh?

  9. #9
    Full Member Big Sig's Avatar
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    Default

    I think living in staines might have something to do with it. Try confused.com with a different postcode to try and prove it.
    Now I need a turbo to keep up!

  10. #10
    Regular Member stickshift's Avatar
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    Default

    Try monesupermarket.com They were cheaper than confused.com

    http://www.moneysupermarket.com/?Sou...FQEUEAodLXL5VQ

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