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Thread: Test driving an uninsured car

  1. #1
    Regular Member Keif's Avatar
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    Default Test driving an uninsured car

    Is there any way round this?

    Currently my Mrs drives a Corsa 1.4SRi, however we've located a suitable replacement for sale a good road trip away. (I like road trips)
    (Anyone after a Corsa C SRi? Pm me)

    As far as I see it, we have two choices,


    1. Go and look at the perfectly driveable car, but trailer it back, or
    2. Drive to the new car in my Signum, if we decide to buy the new car, ring up the insurance and transfer her current policy over and drive it back.


    However if we do the latter this will leave her Corsa sat on my drive uninsured. If a buyer comes along to test drive it.

    Where do we stand insurance wise?

    Or is there another way round it?

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    Regular Member Neve'o's Avatar
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    I used RAC 24hr cover to get my new car home, cost less than £30 and all done online. The reason for this is I was still using my old car and was waiting for the insurance to run out (couple of weeks) before insuring the vec.

    Any more details on the Corsa?!

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    Forum Moderator John LE's Avatar
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    The rac and others do day insurance for this exact purpose mate. Normally only costs about 10-15 quid a day

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    You don't "transfer" the policy to the car you're test driving, as it means your Signum is uninsured and they'll charge you a heft admin fee. Have it added to your policy as a temporary measure. Plus, trying to do it via the "transfer" method won't work because you don't own that car.

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    Regular Member Keif's Avatar
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    Quote Originally Posted by Rebellion View Post
    You don't "transfer" the policy to the car you're test driving, as it means your Signum is uninsured and they'll charge you a heft admin fee. Have it added to your policy as a temporary measure. Plus, trying to do it via the "transfer" method won't work because you don't own that car.
    I never said we'd "transfer" any policy to the car when we test drive it. The question is for cover for when potential buyer come to test drive her current Corsa.

    We can transfer her policy that currently insures her Corsa to the new car if we decide to buy it AFTER the test drive.

    Don't touch MY Signum policy as I need that to be insured to be road legal and drive back (while she drives her new car back)

    That would leave her Corsa sat on the drive uninsured as the policy now covers it's replacement, that will need to be insured when some comes to test drive it.

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    Regular Member Keif's Avatar
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    Quote Originally Posted by Neve'o View Post
    I used RAC 24hr cover to get my new car home!
    Quote Originally Posted by John IS3 View Post
    The rac and others do day insurance for this exact purpose mate. Normally only costs about 10-15 quid a day
    Thank You will look into that.

    PM on it's way Neve'o

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    Regular Member Big Knox's Avatar
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    As above, I used RAC short term insurance to get Z3 home, cost me £22 for 24hrs

    http://www.rac.co.uk/insurance/day-insurance/

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    Regular Member lee gsi's Avatar
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    Adrian Flux will put add it as a temporary car if your with them.

    Others might do too.

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    Full Member Sebastian's Avatar
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    Normally u can add temporary car up to 60 days on ur policy , otherwise just google 1 day insurance , u can buy it and print it straight away

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    Regular Member Keif's Avatar
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    Thanks everyone.

    Will contact current insurance (which isn't Flux) and see what they can do.

    If not, will end up getting temporary insurance for the Corsas replacement.

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