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Thread: Went to bristol :( gutted

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    Regular Member mspvxr's Avatar
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    Default Went to bristol :( gutted

    Well went to have a look at a motor today. Outside looked mint and ran well but clutch felt a bit spongy. Had a Good look at Everything i could and then they told me they would offer 6500 for my car. Thsts less then Evans halshaw lol. They would not budge on price and were not too keen on providing finance as it seemed a bit too much hassle having to settle my car first. Turns out Ive been refused a loan to pay off my finance which is word as its the same company Ive got the finance with lol. Seeing the car in the flesh, Im not sure if i prefer the black now although silver lightning is a rarer colour. Evans halshaw have reduced there vectra to 6700 now so not sure what to do. If Ive been refused a loan ( which is strange) then Il probably be refused credit by vx anyway. Really not happy now. The inside of the car was well worn and the vxr gearstick was very used shall we say. Not big issues but for a 58 plate seems a bit too used if you know what i mean.

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    Regular Member mattv6diesel's Avatar
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    Plenty others out on the big web sites

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    Regular Member mspvxr's Avatar
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    Yeah i know but without being able to refinance the car im screwed. Cant believe i got turned down.

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    It's not you got turned down mate the try to get you a loan or fiancé with you out standing balance so it might look like you carnt afford the payment even though ya gonna settle ya other car

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    Regular Member mspvxr's Avatar
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    Yeah. Its just annoying as its not even for the full amount as Im putting some cash towards it to pay off so still seems a bit weird. Not like its alot really plus my earnings are quite good.

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    Regular Member rjw's Avatar
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    Quote Originally Posted by mikep View Post
    Yeah. Its just annoying as its not even for the full amount as Im putting some cash towards it to pay off so still seems a bit weird. Not like its alot really plus my earnings are quite good.
    your earnings are irrelevant half the time, your credit profile will have a suggested maximum unsecured credit amount and generally only sub-prime lenders will allow you to exceed this amount.

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    Regular Member mspvxr's Avatar
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    Is that the bit that says available credit?

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    Regular Member rjw's Avatar
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    Quote Originally Posted by mikep View Post
    Is that the bit that says available credit?
    on one of the credit reporting agencies it does. another hides it from the consumer, but shows it to the finance companies

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    Regular Member mspvxr's Avatar
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    Yeah mine is less then then i wanted lol. Oh well just have to wait a few months. Sure it wont hurt.

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    Show us a photo of this ST you're keen to get rid of.

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