Well that was a day.... Just got back in from the Noel Gallagher gig at the MEN, hence my very late post.
To cut a long story short a guy changed lanes without looking in his mirrors this morning and took out my wing and bumper. After going through all the phone calls that goes with an accident im now just waiting for the repair centre to contact me for the collection of the car and to arrange my courtesy car.
Well, tonight on my way to Manchester I got a phone call from Admiral, the other guys insurance company and he has admitted full responsibility Wow, I couldn't believe it, less than 12 hours and its pretty much sorted and no real worry on my part. Well, Admiral continued to ask me if they could deal with the collection and repair of my car and take my insurance company (Esure) and the hire car company totally out of the loop as it were. I've never heard of that before, they said it's to keep costs down, they will sort the car and provide me with a hire car and wont have to cough up any excess, plus I wont get a "none fault accident" noted on my policy.
So does anyone know the score here, its new to me. Personally I'd prefer to just leave it in the hands of my insurance but its renewal time in June and I dont want to be locked to Esure as you know how they work, they will add £300 just for the renewal and I wont be able to go anywhere else as the claim will still be going through.
Any help/advice much appreciated. I'm shattered now so I'm hitting the sack ready for work at 6am and another day of speaking to both insurance company's and sucking up all there babble.