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Thread: Has anyone done a claim through MIB before?

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    Default Has anyone done a claim through MIB before?

    Hi,

    Im still fighting my claim that i made back in Oct but ive been told today i might have to do it through MIB because they can't prove who was driving the car as i didnt get his details i know i know wrong wrong wrong dont have ago i had my reasons and cant be bothered to explain again lol

    Anyway has anyone ever had the same? i just wanna know a bit more about it really all that made sense to me from my insurance is that if we go through it that way i have to pay £300 excess or something.

    Any advice would be great cheers Alan.

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    Regular Member ditchp's Avatar
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    i know if you ask for evidence in a speed camera senario and you tell the police you cant remember who was driving and the pic doesnt help, the registered owner of the car is then to be held liable as they should know who was driving at the time, perhaps you can try asking about this cos if they are saying you cant prove it was me i would say that either they were driving or someone uninsured was driving so the police need to be involved, you never know it may help you out
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    I had an experience with the MIB about 4 or 5 years ago when the insurance claims handlers couldn't get anywhere with the owner of a car who wouldn't reveal the identity of the driver of his car on the day of accident. they said they would want £300 of any settlement if successful....which they werent.hope you have better luck

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    Regular Member hoochydady's Avatar
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    is it 3rd party you have ? if its full comp they should repair your car and chase the car owner up

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    Quote Originally Posted by vectrasri06 View Post
    I had an experience with the MIB about 4 or 5 years ago when the insurance claims handlers couldn't get anywhere with the owner of a car who wouldn't reveal the identity of the driver of his car on the day of accident. they said they would want £300 of any settlement if successful....which they werent.hope you have better luck
    Im full comp but its like above really my insuarance arent getting anywhere trying to get the owner of the car to admit who was driving which i think its her young lad and they did say something about paying another £300 excess if we went that route but im guessing something is better than nothing really. Ive got a witness statement and everything where just waiting for the police to pull there finger out and see if there any CCTV and things but its been months now so im not holding my breath lol

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