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View Poll Results: Do you have a pension

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25. You may not vote on this poll
  • Yes - Defined Benefits

    2 8.00%
  • Yes - Defined Contribution - Employer Contributes

    13 52.00%
  • Yes - Defined Contribution - Employer Does Not Contributes

    2 8.00%
  • No

    7 28.00%
  • Don't Know !

    1 4.00%
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Thread: Pensions

  1. #1
    Regular Member Ste's Avatar
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    Default Pensions

    Do you pay into a pension? If Yes, I hope you are claiming tax relief on your contributions at what ever is the highest rate you pay.

    This is anonymous, for obvious reasons.

    EDIT: You need to inform HMRC to get your tax code amended to include your pension contributions.
    Last edited by Ste; 31st January 2012 at 00:22.

  2. #2
    Regular Member m8internet's Avatar
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    The pension provider should be aware of the rate and details should be available on the plan, once you've managed to read all several hundred pages of it!

  3. #3
    Regular Member m8internet's Avatar
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    Quote Originally Posted by Ste View Post
    EDIT: You need to inform HMRC to get your tax code amended to include your pension contributions.
    That would only apply on an employer contribution scheme

    I have three private pension plans, and none of them have amended my Tax Code
    The plan itself receives the tax relief
    So if I pay in £50, the plan receives £20 from HMRC

  4. #4
    Regular Member Penfold101's Avatar
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    You need a sixth option - employer only contributes...

  5. #5
    Regular Member jlock's Avatar
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    I could technically vote no as im still a student, but im not gonna, because when i eventually get a job i imagine i will start paying into a pension straight away...

  6. #6
    Regular Member bigboynigs's Avatar
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    Probably one of the very few intelligent things I did when I was younger. Started paying into a private pension when I was 18.

    Not that it'll make much difference.......

    I'll probably only be able to buy a loaf of bread with my weekly payout and have to make that last a week

  7. #7
    Regular Member bigdave1701's Avatar
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    I have a pension but I stopped paying in to it about 9 months ago as I currently afford the £35 a month payment.

  8. #8
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    Yes im paying a staggering amount more than twice as much as the mortgage.

    The employer pays too had one since 18 & 40 now.

    The more i pay it's not for loads of cash later it's so i can have the oppertunity to retire sooner.

  9. #9
    Regular Member simonwrx's Avatar
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    My pension contributions are being increased in April to 12.5% of my earnings monthly!

    Tax relief on it would be great.

  10. #10
    Regular Member rockafella8587's Avatar
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    Quote Originally Posted by Penfold101 View Post
    You need a sixth option - employer only contributes...

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