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Thread: What to do.....

  1. #1
    Regular Member mcpitman's Avatar
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    Vehicle : Vectra C

    Trim : Club

    Engine : 1.9 CDTi

    Year : 2004

    confused What to do.....

    Evening,

    Having a bit of decision trouble....

    Currently have an 04 1.9cdti(120) club, bought last may, with 85k on it now almost touching 100k.

    Never misses a beat, tend to get 50+mpg on the motorway and 40ish around town.

    I do about 20k pa, live in Derby, commute to Leicester daily for work.

    Would you spend £5-7k now on an 09/08 cdti, low mileage, fsh, preferrably SRi or Elite spec or would you save your money for a couple of years and buy a 2 year old insignia for about £12k?

    If for the insignia what are the spec orders (is SE then SRi etc) and what's the 160bhp engine like?

    ?

  2. #2
    Regular Member ditchp's Avatar
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    Vehicle : Vectra cdti estate

    Trim : Get a

    Engine : Dirty diesel

    Year : 2006

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    save your money and keep the car for a few year's imho mate, afterall better the devil you know for now anyway....
    Midlands Mod Shop - NFFC.

  3. #3
    Regular Member Ben50n's Avatar
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    Personally, I buy a car for £3-4000 and run it as long as its economical to do. When it starts to cost you money for repairs to keep it on the road, time to move it on. I do ot consider normal running costs, services, tyres, exhausts as they need to be changed on any car.

  4. #4
    Regular Member mcpitman's Avatar
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    Vehicle : Vectra C

    Trim : Club

    Engine : 1.9 CDTi

    Year : 2004

    Default

    Too true ditchp, hope to see you next week anyway at the donnington thing buddy....

    Needs a cambelt and water pump change (don't know if it's ever been done ) and the thermostat doing.... speedo gave up the ghost just after getting it, but apart from that it never misses a beat and is a good workhorse.

    Mine will be the completely standard (or concourse, whichever way you look at it) blue one @ donnington (no shiny bits or loud stereos here unfortunately).

    Like the look of those insignia estates though....

  5. #5
    Regular Member mcpitman's Avatar
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    Vehicle : Vectra C

    Trim : Club

    Engine : 1.9 CDTi

    Year : 2004

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    Quote Originally Posted by Ben50n View Post
    Personally, I buy a car for £3-4000 and run it as long as its economical to do. When it starts to cost you money for repairs to keep it on the road, time to move it on. I do ot consider normal running costs, services, tyres, exhausts as they need to be changed on any car.
    That's my dilemma, keep this and run it into the floor or change now, then again in 2-3 years time?

  6. #6
    Regular Member Ben50n's Avatar
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    My last car lasted 7 years without any major repairs, I decided it was time to change, before it would cost me money as there were a few knocks and rattles that were getting louder. I hate the idea of losing money on cars.

    Apparently its off to be a Taxi in Nigeria!! Will miss my old Pug 406, but no doubt my Vectra will not disgrace itself.

  7. #7
    Regular Member m8internet's Avatar
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    Quote Originally Posted by Ben50n View Post
    Personally, I buy a car for £3-4000 and run it as long as its economical to do. When it starts to cost you money for repairs to keep it on the road, time to move it on
    Same philosophy for me
    I keep a XLS file with costs
    Eventually you reach a point where reliability comes on an issue

    I budget for around £500 per month
    Initially most of this is finance, but after the fourth year this is usually offset by a third party warranty, and in the remaining years for part failures

    My current Vectra is still below this, although the recent front spring / shocks and now the power steering pump have recently seen the cost per mile increase sharply in the last three months

    My previous Vectra B went when at a service I was advised the front sub-frame bushes were nearing failure
    Took it to a MoT station I use and asked them to inspect, without advising them what the issue was, and they too found it
    The quote was horrific, so that was the end of that car
    Ironically, it appears to still be going...

  8. #8
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    As the other guys said, if i were you i'd stick with the car you've got. my last car was a MK3 cavalier which had over 200k on the clock, the only reason i got rid was the rust got to bad, my current vectra i intend to run it as long as possible, as said before my opinion is '' better the devil you know''

  9. #9
    Regular Member mcpitman's Avatar
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    Vehicle : Vectra C

    Trim : Club

    Engine : 1.9 CDTi

    Year : 2004

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    Quote Originally Posted by m8internet View Post
    Same philosophy for me
    I keep a XLS file with costs
    Eventually you reach a point where reliability comes on an issue
    I do keep a .xls file, amd currently over the life of the vehicle it's costing me 34p per mile...


    This includes cost of purchase, cost of fuel, all monies spent on the car (down to bulbs and millers), mot's and tax costs.


    I am just aware that it's now hit 100k and that's when things start to wear, perish and generally knacker up...

    At what cost do you consider a car uneconomical to run anymore?

  10. #10
    Regular Member Ben50n's Avatar
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    If it costs me more then 3 X the amount you would normally spend to finance another car, then its time to go!

    Or, if you consider the value of your car, what you spend on repairs is not actually going to increase its value. Example the Pug I had was worth about £500, it wasnt economical to spend £300-400 on repairs as it wouldnt increase the cars value. The repairs money would pay for 2-3 months finance.

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