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Thread: which saving account?

  1. #1
    Regular Member Jow20's Avatar
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    Default which saving account?

    What the hell, i went online to look for a basic account to put aside abit of money each month, where i have to give say a weeks notice for a withdrawl and i was overwelmed with all mentions of ica's, mortgages, bonds, percentages and about 300 alternate savings accounts!
    All i want is a basic basic account i can put money in, and i have a book not a card, to put abit of cash in each month, and i dont want the option of instant withdrawl, maybe to give one weeks notice for a withdrawl.
    Is this so hard nowadays? Can any of you guys offer any advice or point me in right direction. Thanks.

  2. #2
    North West Regional Organiser paulvectrac's Avatar
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    Vehicle : vectra

    Trim : vxr

    Engine : 2.8 v6 turbo

    Year : 2007

    Default

    Give over Luke u don't have any money just like me lol
    Vectra vxr custome remaps egr deletes dpf and diagnostic work all remaps are custome bench tuning avalible all genuine equipment PM for info

  3. #3
    Regular Member Jow20's Avatar
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    Default

    I know paul, lol, this is why i want this, so even if i put small amounts in maybe next year i mite have enough for a vxr or something! Lol

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    Regular Member Jow20's Avatar
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    Default

    Or deffo some money to put towards the px deal! But atm i never end up with owt at end of each month, and nothing to show for it! Apart from four hangovers, 1 every sunday! So ive seen the light, insted of takin my money to the pub im taking it to my new saving account! Or thats the plan! Hopefully wont walk passed a pub on way to the bank! Lol

  5. #5
    Regular Member gtr1000's Avatar
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    Vehicle : Insignia

    Trim : Sri

    Engine : 140 Ecoflex S/S

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    Default

    Your money should be safe with the post office http://www.postoffice.co.uk/finance/...vings-accounts.

    Or have a look through this site http://www.moneysavingexpert.com/banking/

  6. #6
    Regular Member benholden2010's Avatar
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    Default

    I've got a HSBC Flexi-saver, allows me to put money in online straight from my current account. But if i need to for anything i can transfer it straight back instantly. Think the interest is about 0.5 APR though but didnt bother me because they's never enough in there to be worried about a return lol

  7. #7
    Regular Member mcpitman's Avatar
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    Vehicle : Vectra C

    Trim : Club

    Engine : 1.9 CDTi

    Year : 2004

    Default

    ING are quite good too.

    If you will be putting money in and out regularly look for one that pays monthly interest. That way you get paid on your balance at the end of each month, not the balance at the end of the year or an average balance through the year.

  8. #8
    Regular Member Big Knox's Avatar
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    Deposit it in your vectra in the way of mods


    Sent from my iPhone 4S using Tapatalk

  9. #9
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    Because interest rates are so abysmal we use Premium Bonds as our short term savings account. By using the account on-line you have instant access to your savings and a chance - okay a small chance - of gaining a little extra.

    Dave

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