in February 2010 I had a minor bump in the snow, I had just paid my insurance, so as I have paid protected no claims for many years I was a bit jacked off when my insurance went up aprox 90% for 2011 to £480 quid, so I went to Tecso bank insurance and got it for £340, this year tesco want £370 my old broker phoned and asked if he could give me a quote, £340 and that is with the same firm that wanted £480 last year, I have been driving since 1968 and will NEVER understand insurance companys.