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Thread: about car insurance anyone

  1. #1
    Regular Member 0114NIGEL0114's Avatar
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    Default about car insurance anyone

    got a friend at work and his car is worth well over 8k and im sure if your car is worth 5k or more u have to be full comp im i right or wrong anyone

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    North West Regional Organiser paulvectrac's Avatar
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    Vehicle : vectra

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    wrong mate
    Vectra vxr custome remaps egr deletes dpf and diagnostic work all remaps are custome bench tuning avalible all genuine equipment PM for info

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    Quote Originally Posted by paulvectrac View Post
    wrong mate
    but why would you only insure a car worth over £5,000 with Third party?

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    Regular Member 0114NIGEL0114's Avatar
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    Default

    because my mate is thick he has told the insurance company its worth the 8k but only took 3rd party why i dont no but i bought a new car few years ago and because it was worth 10k i had to be full comp

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    Vehicle : Golf 7

    Trim : GTD

    Engine : 2.0 TDI 184PS

    Year : 2014

    Mileage : 40000

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    Quote Originally Posted by 0114NIGEL0114 View Post
    because my mate is thick he has told the insurance company its worth the 8k but only took 3rd party why i dont no but i bought a new car few years ago and because it was worth 10k i had to be full comp
    Yip crazy, means the insurance are liable to pay out for less, as if the car is stolen it ain't covered, if the car catches fire it ain't covered. Baffling.
    Last edited by GazVXLINE170; 4th January 2012 at 23:28.

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    Regular Member 0114NIGEL0114's Avatar
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    tell me about it gazza its a 08 plate scoby and hes just paid 8k for it and spent 4k on mapping bigger turbo all that just to get it to 450bhp and wants it 3rd part mad mad mad lol

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    North West Regional Organiser paulvectrac's Avatar
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    Vehicle : vectra

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    you could tell them its worth its million they will only pay out the book price
    Vectra vxr custome remaps egr deletes dpf and diagnostic work all remaps are custome bench tuning avalible all genuine equipment PM for info

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    Quote Originally Posted by 0114NIGEL0114 View Post
    tell me about it gazza its a 08 plate scoby and hes just paid 8k for it and spent 4k on mapping bigger turbo all that just to get it to 450bhp and wants it 3rd part mad mad mad lol
    That would instantly tell me (and I suspect most others) - 'I can't afford this.'

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    North West Regional Organiser paulvectrac's Avatar
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    Vehicle : vectra

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    yep livivng asbove his means by the sound of it
    Vectra vxr custome remaps egr deletes dpf and diagnostic work all remaps are custome bench tuning avalible all genuine equipment PM for info

  10. #10
    Regular Member HITFACTORY1403's Avatar
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    Has he had insurance quotes for both fully comp and third party ?

    i have found a few times ,

    third party T + T to more expensive than Fully Comp a few times , even though t.p.t.a.t. offers less cover .

    Has he just insured 3rd party because he thinks the premium is cheaper and will save him money .

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