******! I've been driving 15 years and never had an accident until Tuesday! I was parked in my wifes car park picking her up. It's pitch black and I started reverse but there was a car in the way with it's lights on waiting to pick someone up. No problem I thought. I'll reverse up by the side of it. It'll be tight but doable. Unfortunately I didnt see the black Mondeo parked under a tree due to the bright light from the car behind. I managed to hit the front wing of the Mondeo and stove it in. I smashed my rear light and scratched up the bumper. I left a note and he called me the following day. He wanted to do cash in hand but as the repairs would be much more than my excess I said no. I was thinking he had no insurance but my wife told me that he's been saying at work the insurance company has written off his car and sending him a cheque for the value of the car. It's a mk3 Mondeo so was probably only worth £500. Taking my car down to body repair today. They'll probably want to just sprey the bumper but I'm going to try and convince them to replace it as there are a few scoffs and small crack in it from the previous owner.
Gutted about hitting something but at least no one was hurt. I bet I get loads of calls from those damn claims companies now!!!