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Thread: insurance cat c

  1. #1
    Regular Member neill's Avatar
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    Vehicle : Vectra C

    Trim : SRI

    Engine : Z19DTH

    Year : 2004

    Mileage : 172000

    Default insurance cat c

    need some advice guys

    my car was involved in a crash and i made a claim on my insurance, thye have since voided my claim due to a non disclosure of penalty points.

    they have returned the car to me without payout but have also recorded it as a cat c with the dvla

    should they have recorded it even though they havnt payed me?

  2. #2
    Regular Member markj23's Avatar
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    no dont think so as they have not paid out

  3. #3
    Regular Member neill's Avatar
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    Vehicle : Vectra C

    Trim : SRI

    Engine : Z19DTH

    Year : 2004

    Mileage : 172000

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    there adament they are in the right and its ****ing me off

  4. #4
    Regular Member markj23's Avatar
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    they hold all the aces I'm afraid they will say you tried to stitch them up so they have stitched you up, in theory if the car has had an estimate that makes it beyond economical repair it stays like that so they are right, but if you never told them about the crash they would never have known insurance is silly like that sometimes.

  5. #5
    Regular Member neill's Avatar
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    Vehicle : Vectra C

    Trim : SRI

    Engine : Z19DTH

    Year : 2004

    Mileage : 172000

    Default

    this is the arguement, i got my insurance through the web and i did declare the points but for some reason there saying i never

    angers me so much

  6. #6
    Regular Member R2XPT's Avatar
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    They can't put a clause against it if they even didn't pay out!!

  7. #7
    Regular Member poves's Avatar
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    Check and double check the schedule on any new policy ( all disclosures and terms will be in here ) , they won't be bothered if you make a small clerical error , as It's a great excuse not to payout .............

  8. #8
    Regular Member Grumpy1954's Avatar
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    Vehicle : Ford Kuga

    Trim : Titanium

    Engine : 2.0dtci

    Year : 2014

    Mileage : 1200

    Default

    Quote Originally Posted by neill View Post
    this is the arguement, i got my insurance through the web and i did declare the points but for some reason there saying i never

    angers me so much
    Did you print/save a copy of the forms off? Should show whether you did declare or not

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