User Tag List

Thanks Thanks:  0
Likes Likes:  0
Page 1 of 2 12 LastLast
Results 1 to 10 of 11

Thread: Remap - insurance

  1. #1
    Regular Member
    Join Date
    Aug 2011
    Location
    Thetford
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    StatsVehicle Info
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Default Remap - insurance

    Hey all,

    I've booked my self in for a remap on my vx vectra 07 1.9 cdti (150) next week, I'm 22 with 4 yrs NCB.
    Anyway I was wondering if it's worth telling my insurance or keep it on the hush and also do they even check your on ecu if you did have a accident?
    What's your impinion,
    Thanks.

    Martyn

  2. #2
    Regular Member Ziggy's Avatar
    Join Date
    Jun 2008
    Location
    Leeds
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    StatsVehicle Info
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Default

    Tell them end of

  3. #3
    Regional Organiser - West Scotland neverlandandy's Avatar
    Join Date
    Sep 2006
    Location
    lanark
    Post Thanks / Like
    Mentioned
    3 Post(s)
    Tagged
    0 Thread(s)
    StatsVehicle Info
    Post Thanks / Like
    Mentioned
    3 Post(s)
    Tagged
    0 Thread(s)

    Default

    if you had an accident and didnt declare your insurance would be void and the other party or their insurer would take you to court
    declare all mods no matter how small they are

  4. #4
    Regular Member bigdave1701's Avatar
    Join Date
    Apr 2010
    Location
    York
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    StatsVehicle Info
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Default

    Just call em up and say you're considering an aftermarket ECU remap to improve fuel economy and wondered if it was something they needed to be made aware of. Some insurance companies don't care, some will add a few £ to the premium but either way, it's not worth risking it! If for some reason they did find out, you'd be in a whole heap of trouble.

  5. #5
    Forum Moderator FIL 4822's Avatar
    Join Date
    Dec 2006
    Location
    On a French Carp lake somewhere x
    Post Thanks / Like
    Mentioned
    6 Post(s)
    Tagged
    0 Thread(s)
    StatsVehicle Info
    Post Thanks / Like
    Mentioned
    6 Post(s)
    Tagged
    0 Thread(s)

    Default

    Always declare your mods. Don't take the chance !


    Have consideration for the deaf, if you're gunna fart, make it smell !


  6. #6
    Regular Member chewy71's Avatar
    Join Date
    Sep 2010
    Location
    Lincolnshire
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    StatsVehicle Info
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Default

    lets say god forbid there was a fatality in the accident! as stated, ALWAYS declare your mods. On one quote I got,.. it made around 40% increase.

  7. #7
    Regular Member
    Join Date
    Aug 2011
    Location
    Thetford
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    StatsVehicle Info
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Default

    Cheers all I'll tell them lol. Hopefully it won't be that much!

  8. #8
    Regular Member chewy71's Avatar
    Join Date
    Sep 2010
    Location
    Lincolnshire
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    StatsVehicle Info
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Default

    I'm 40 with full no claims, live in a low risk area (group B) and my Vec CDTI remapped to a stated 190bhp is £495.00 - my renewal without the mod was £550 - and further quotes were hitting £900.

  9. #9
    Regular Member
    Join Date
    Aug 2011
    Location
    Thetford
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    StatsVehicle Info
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Default

    I'll ring them tomorrow and I'll ask how much it'll be, I hope it's not ally as I really want the remap lol

  10. #10
    Regular Member Jezzy's Avatar
    Join Date
    May 2009
    Location
    S.E
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    StatsVehicle Info
    Post Thanks / Like
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Default

    Quote Originally Posted by neverlandandy View Post
    if you had an accident and didnt declare your insurance would be void and the other party or their insurer would take you to court
    declare all mods no matter how small they are
    Quote Originally Posted by chewy71 View Post
    lets say god forbid there was a fatality in the accident! as stated, ALWAYS declare your mods. On one quote I got,.. it made around 40% increase.

    Always be truthful with your insurer about mods or anything else, but as far as a 3rd party taking you to court because you didn't declare a remap to your own insurer, or any stuff about fatal accidents - not true. Once an insurance company has agreed to insure you, they are legally unable to refuse to cover a 3rd party who is claiming off you, because of any lack of declaration on your part. Your insurer will HAVE to deal with a legitimate 3rd party claim, because it's not the 3rd party's fault that you had your car remapped.

    Also, no insurer will ever, ever, ever have an ECU read to see if the car is remapped, unless tipped off by someone grassing on you, or you sending a receipt for the remap to the insurer amongst your service history file (which you'd be asked for if your car was written off).

    Also bare in mine some insurers refuse to cover modified cars, so they may cancel the cover when you tell them - better to check first before you have the remap.

Page 1 of 2 12 LastLast

Thread Information

Users Browsing this Thread

There are currently 1 users browsing this thread. (0 members and 1 guests)

Similar Threads

  1. Vectra-c.com insurance scheme with chris knott insurance
    By ChrisKnottInsurance in forum Vectra C / Signum Car Chat
    Replies: 43
    Last Post: 21st February 2013, 16:50
  2. Online travel insurance with chris knott insurance - instant quotes!
    By ChrisKnottInsurance in forum Insurance Chat
    Replies: 0
    Last Post: 15th March 2011, 12:16
  3. Online travel insurance with chris knott insurance - instant quotes!
    By ChrisKnottInsurance in forum Insurance Chat
    Replies: 0
    Last Post: 6th May 2010, 12:43
  4. Online travel insurance with chris knott insurance - instant quotes!
    By ChrisKnottInsurance in forum Chris Knott Club Insurance Scheme
    Replies: 1
    Last Post: 6th May 2010, 12:42
  5. Remap insurance cover
    By mjhayward in forum Insurance Chat
    Replies: 7
    Last Post: 13th June 2007, 13:00

Visitors found this page by searching for:

Nobody landed on this page from a search engine, yet!

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •