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Thread: does anyone know?

  1. #1
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    Default does anyone know?

    whether gap insurance can be transfered to new owners?
    i took out the gap insurance when i bought the car cost over £300 but not sure whether it can be sold on with the car as it covers full purchase price for 3years which was £11995 ive phoned vauxhalls to ask but as yet noone has got back to me

  2. #2
    Regular Member ukanalyst's Avatar
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    It depends on the Policy Donna ... do you have a copy of the insurance certificate when you took out the GAP? DO you know which company it was with?

    Dave

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    Regular Member AndrewTi's Avatar
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    Rarely, depends on the underwriter. Have a look through your sales stuff, there should be something there telling you who it is and how to contact them. I think you'll find it's only for those who originally buy the car on dealer finance though.

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    i have a copy of it somewhere i will have to dig it out but it was bought at lookers st helens it could be their own insurance company that provides it i will probably be able to get the details and copy of cert if i cant find mine
    tho when i bought my second car i took out a seperate warranty that cost as much as the gap has and when i came to trade it in i was told i couldnt transfer tho the handbook stated i could but they argued that it was wrong and i couldnt

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    Quote Originally Posted by Andrew's SRi
    Rarely, depends on the underwriter. Have a look through your sales stuff, there should be something there telling you who it is and how to contact them. I think you'll find it's only for those who originally buy the car on dealer finance though.
    a few people have said that it would only be sold to people taking out finance but i bought the car and the gap cash there is no finance on the car we just thought should the car be written off in the next 3 years we could get the money back that we had paid and buy another with cash and not go into paying through the nose for finance
    i think i will have to find out if i have been sold something i shouldnt have :/

  6. #6
    Regular Member ukanalyst's Avatar
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    For sure GAP and finance are not only sold as a pair, I bought my last two cars with cash and bought GAP with them from two different dealers and two different underwriters.

    Dave

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    Quote Originally Posted by ukanalyst
    For sure GAP and finance are not only sold as a pair, I bought my last two cars with cash and bought GAP with them from two different dealers and two different underwriters.

    Dave
    well at least i know ive not been missold the gap thanks dave

  8. #8
    Regular Member ukanalyst's Avatar
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    Quote Originally Posted by donna
    well at least i know ive not been missold the gap thanks dave
    No probs, I personally think a lot of loan/credit card style protection insurance products are an out and out rip-off but I think GAP is an exception and is a very good product to have, the reason I asked for it on the last two cars (as opposed to being sold it)

    Dave

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    Regular Member solorider's Avatar
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    if you look at this site then the answer is no http://www.shortfallcover.co.uk/info...nce.asp?did=16 also anyone who has a modified car then they may not be covered either,but i took a loan with the aa for a car and it is a condition of the loan that you have gap insurance,but i have never given or been asked for my reg no

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    thanks solo

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