insurance

**big jon** · 1st June 2011, 12:02

hi guys just got my reminder in, last year £340 this year £598.32 still no claims 15 years, have my protected no claims e.t.c. been with them 4 years, tried direct line £340 is their quote. now this seems a no brainer but before i change my insurance over any of you guys used them, and if so any complaints, ps. i,m 62 wife on policy she is 42

**jimbojetset** · 1st June 2011, 12:10

I'm with direct line... and they've been ok with me so far.

**Whisky** · 1st June 2011, 12:10

I was with them for my first 2 years (only been driving for 4) no complaints at all, then Hastings was cheaper for me. Good effort on the missus being 20 years your junior tho......

**Big Dave** · 1st June 2011, 13:11

Never had any complaints with DL the 8 years I was with them (any claims settled promptly, etc), Ended up leaving them because they hiked my premium up and found that going with Tesco (same underwriters as DL at the time - RBS) reduced my yearly premium by over £100.

**RobertHayman** · 1st June 2011, 13:14

I have recently moved to Direct Line, from Churchill.

Moved to Churchill 2 years ago. Then their premiums rocketed.

Been with Direct Line in the past.

It is a fact of life now you have to keep jumping companies or you end up paying over the odds.

Figure you have been quoted looks competitive.

**Big Dave** · 1st June 2011, 13:19

DL & Churchill are both underwritten by RBS.

By changing companies, you often benefit from the 10% (or is it 20%) online joining discounts they offer. Something you don't get if you renew with the same company.

**big jon** · 1st June 2011, 16:23

thanks lads funny thing is i,m with tesco at the moment and when i asked them to match direct line they knocked £90 off but they are still £90 short. ps. i hit the wrong number there is 17 years between me and the missus, got her when she was 24 so was still able to train her up,

**Big Dave** · 1st June 2011, 21:28

Tesco are no longer underwritten by RBS though. Changed approx Oct last year. Anyone with a current policy taken out before Oct 2010 will still be underwritten by RBS (until renewal), just like DL & Churchill. After Oct 2010 Tesco are now underwritten by a number of different insurers. See http://www.tescobank.com/personal/fi...-policies.html for more info.

I've just renewed my Tesco policy, and it's now underwritten by Tesco Bank.