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Thread: Any one had a write off before ?

  1. #1
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    Vehicle : Signum

    Trim : Elite

    Engine : 1.9 cdti

    Year : 2006

    Mileage : 145k

    Default Any one had a write off before ?

    Im wondering what will happen with my insurance... because i have paid up for 12 months insurance, will them having to fork out for the value of my car then get them out of giving me my other 11 months and 2 weeks insurance ?

    Im hoping all i need to do is buy another car and inform them what it is and get my 11 months ?

    chance of that happening ?

  2. #2
    Regular Member lee gsi's Avatar
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    Vehicle : Signum

    Trim : Design

    Engine : 1.9 CDTi

    Year : 2005

    Default

    Once you have a claim thats normally the policy finished even if you have time left on it.

  3. #3
    Regular Member Derek Mc's Avatar
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    Best ask them outright as you may be able to phone them with a substitution to the policy then just replace the write off with the replacement

  4. #4
    VIP-Member happypostie's Avatar
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    Vehicle : insignia vxr

    Trim : vxr

    Engine : 2.8 turbo

    Year : 61

    Mileage : 38000

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    when the son wrote his old car off . all we did was buy another car ,tell them and paid the difference as this was worth more than his old one and that was that . he still had 11 months to go on his cover . the claim took about 3 months to sort out , this was on fully comp and with admiral . who were great . only thing i can say is when his renewal came up they were more ,till i shopped around and then went back to them ,and they price matched ,so stayed with them . khalid

    the vectra has gone , but not far away so ill still see it form time to time

  5. #5
    Regular Member vectraboyy's Avatar
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    I wrote a car off a few years ago two days into my policy. Then i bought an astra and just carried on the insurance.

  6. #6
    Regular Member Psykadelik's Avatar
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    Had my car written off earlier this year....because you are in a legal bond with the insurance company, the insurance you have taken out will still run. Then if you buy another car, simply call the insurance and they will transfer it over to the new car and work out if a difference needs to be paid or not.

    However once your insurance period has come to an end after the 12 months, due prepare yourself for a high renewal quote....the thieving bast*rds!!

  7. #7
    Regular Member Grumpy1954's Avatar
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    Vehicle : Ford Kuga

    Trim : Titanium

    Engine : 2.0dtci

    Year : 2014

    Mileage : 1200

    Default

    Wrote my Omega off in 2009, your policy will stay "alive", you will need to inform them of your new car details and likely pay a premium for them changing it over.

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