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Thread: New Compulsory Vehicle Insurance Laws..

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    Regular Member macdad's Avatar
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    Default New Compulsory Vehicle Insurance Laws..

    As members may or may not be aware,i thought i would post this up,it might save someone from having to pay a £100 fine.

    In late spring insurance laws will change,(doesn't give the exact date),you will no longer be able leave your car uninsured on the road,your drive or even in your garage unless you declare the vehicle SORN ,they will match the Road Tax database with the National Insurance Database and if your car is not declared SORN and it is taxed and your insurance has actually ran out,you will automatically be issued with a £100 fixed penalty,on a second offence your car will be crushed.
    My personal opinion on this is that its a good thing as it should deter the free loaders but on the other hand anyone who uses there car 5 or 6 times a year and just buys the day or weekly insurance will come a cropper.
    Last edited by macdad; 9th March 2011 at 20:09.

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    yes i agree with the sentiment about getting uninsured drivers off the road but if your away for a couple of weeks when your insurance runs out and have it garaged say - its at your risk not to cover it - why should you have to insure or SORN it ?

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    Admin plasma's Avatar
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    Not gonna be fair/right at all... My show vectra is only used about a dozen times throughout the course of the year. The rest of the time it sits on my driveway parked up. Due to escalating running costs in general I was thinking of insuring it only when I was gonna use it..... So where the hell does that leave me??
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    Forum Moderator John LE's Avatar
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    As usual it's everyone else that has to suffer while the law breakers carry on breaking the law. This isn't gonna deter them at all.

    This will mean if you want to buy a new car and sell the old one afterwards your gonna have to either sorn it or pay for 2 insurances

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    Full Member GazVXLINE170's Avatar
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    The law breakers will get away with it because it's easier to punish the law abider. More stupid PC laws to protect the useless. IMHO.

    Gazza4
    Insignia VX-Line Nav CDTI 170.

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    Regular Member Grumpy1954's Avatar
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    Quote Originally Posted by plasma View Post
    Not gonna be fair/right at all... My show vectra is only used about a dozen times throughout the course of the year. The rest of the time it sits on my driveway parked up. Due to escalating running costs in general I was thinking of insuring it only when I was gonna use it..... So where the hell does that leave me??

    Wonder if they took that into account? At a guess, I'd say you'd have to declare it SORN, then for use get short term insurance and pay for 6 months tax, then reclaim 5 months afterwards. Fair amount of hassle.

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    Regular Member Hideous's Avatar
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    this is ****

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    Full Member vxpenfold's Avatar
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    hopefully a specialist insurer will do a low cost policy to allow a vehcile to be insured sufficiently for sitting there doing nothing and be allowed to be driven on the road so many days a year or something even though it would be hard to police

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    Regular Member Knuckle's Avatar
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    This will be a problem for many, to stop a few scum bags who dont insure their cars.

    For example, when you buy a new car and havent sold your old one, it means even if parked on private land with no intention of being used, you still have to insure it - very irritating.

    Working in the insurance industry however, there is another aspect of this argument to consider. If your car goes up in flames and damages someone else's property, or worse hurts somebody, at least there would be an insurance policy in force to stop you becoming personally liable.

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    Full Member GazVXLINE170's Avatar
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    Quote Originally Posted by Knuckle View Post
    For example, when you buy a new car and havent sold your old one, it means even if parked on private land with no intention of being used, you still have to insure it - very irritating.
    And I always thought insurance companies didn't pay out if you had an accident on private land?

    Gazza4
    Insignia VX-Line Nav CDTI 170.

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