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Thread: I need some sound advice, re, insurance claim against me

  1. #1
    Regular Member monkeez's Avatar
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    Default I need some sound advice, re, insurance claim against me

    On the 22nd of December i skidded on the snow and hit the back of a car..must of only skidded about 5 yards.
    We both got out the car and my front bumper, crash bar and headlight were damaged. There wasn't a mark on the other guys car, both him and his passenger agreed that there wasnt a mark on his.
    Anyway he said not to worry, so i gave him my number and we both went our own ways.
    Because we agreed that there was no damage to his car, i've paid myself to have mine repaired.

    Got a phone call today from my insurance company wanting to talk to me about the incident - asking what happened and whether i accept liabilty.

    Whats bugging me is why has he waited so long to put the claim in? and what is going on?

    Of course it was my fault, but does a verbal agreement that no damage to his mean anything? and the fact that i have paid to get mine repaired?

    Where do i stand?

    cheers

  2. #2
    Regular Member monkeez's Avatar
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    sorry if the wrong forum, please feel free to move

  3. #3
    Regular Member Tam80's Avatar
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    I Think Summit Smells Funny Here...

    WTF Is He Claiming For Then If There`s No Damage To His Motor ?

  4. #4
    Ex-Staff Full Member John LE's Avatar
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    Default

    Whats damaged on his car?

  5. #5
    Regular Member bangty 1's Avatar
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    i hit a bloke when i was 17 rolled in to him no damage or anything 3weeks later £560 bill nice. best bet nowadays is take pics of everything. as for the claim id say hes gunna win on that one and he waited so long so you fixed yours and you will have no proof stand your ground mate and go to court if it somes to it hes just scaming you.

    sorry not the best reply but thats how it is sorry

  6. #6
    Regular Member paz_badboy4life's Avatar
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    on hind sight mate u shudda got sumtin in writing saying that no damage has occured. he can claim allsorts now pal, chances are someone has egged him on to make a claim.

    PaZ!

  7. #7
    Regular Member monkeez's Avatar
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    Quote Originally Posted by Tam80 View Post
    I Think Summit Smells Funny Here...

    WTF Is He Claiming For Then If There`s No Damage To His Motor ?
    i agree, i checked his car myself looked all around the back and underneath

  8. #8
    Full Member Big Sig's Avatar
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    Probably personal injury. You hit him from behind too be prepared for a claim mate
    Now I need a turbo to keep up!

  9. #9
    Full Member merikiito's Avatar
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    Tell the insurance the truth about what happened and that should be the end of it
    Lois Griffin: Peter! You're bribing your daughter with a car?
    Peter Griffin: Ah, c'mon, Lois, isn't 'bribe' just another word for 'love'?

  10. #10
    Regular Member barney490's Avatar
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    He has probably seen a ad on tv, have you had an accident?????, blah blah blah, man i hate those. Ok i am sure there are plenty of genuine cases, but most are money grabbers.

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